Credit Cards by Discover

Apply for the best Discover credit card for you

All with no annual fee.

  • 5% cash back

    At different places each quarter, up to the quarterly maximum each time you activate.

    Plus, earn unlimited 1% cash back on all other purchases — automatically.

  • Cashback Match™

    We'll match all of the cash back you've earned at the end of your first year, automatically. 1

  • 0% Intro APR† for 14 months on purchases & balance transfers.

    Then 14.24% to 25.24% Standard Variable Purchase APR applies. 3% fee for each balance transfer.

    †See rates, rewards and other info

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  • Earn unlimited 1.5x Miles

    For every dollar spent on all purchases — from airfare and hotels to groceries and online shopping.

  • Discover Match®

    We'll match all of the miles you've earned at the end of your first year, automatically. 1

  • 0% Intro APR† for 14 months on purchases.

    Then 14.24% to 25.24% Standard Variable Purchase APR applies.

    †See rates, rewards and other info

Apply Now
Learn More
  • 2% cash back

    At gas stations and restaurants on up to $1,000 in combined purchases each quarter.2

    Plus, earn unlimited 1% cash back on all other purchases — automatically.

  • Cashback Match™

    We'll match all of the cash back you've earned at the end of your first year, automatically. 1

  • 0% Intro APR† for 14 months on purchases & balance transfers.

    Then 14.24% to 25.24% Standard Variable Purchase APR applies. 3% fee for each balance transfer.

    †See rates, rewards and other info

Apply Now
Learn More
  • 2% cash back

    At gas stations and restaurants on up to $1,000 in combined purchases each quarter.2

    Plus, earn unlimited 1% cash back on all other purchases — automatically.

  • Cashback Match™

    We'll match all of the cash back you've earned at the end of your first year, automatically. 1

  • 25.24%

    Standard Variable Purchase APR.†

    †See rates, rewards and other info

Refundable security deposit required5
Apply Now
Learn More
  • 5% cash back

    At different places each quarter, up to the quarterly maximum each time you activate.

    Plus, earn unlimited 1% cash back on all other purchases — automatically.

  • Cashback Match™

    We'll match all of the cash back you've earned at the end of your first year, automatically. 1

    $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years3

  • 0% Intro APR† for 6 months on purchases.

    Then 15.24% to 24.24% Standard Variable Purchase APR applies.

    †See rates, rewards and other info

Apply Now
Learn More
  • 2% cash back

    At gas stations and restaurants on up to $1,000 in combined purchases each quarter.2

    Plus, earn unlimited 1% cash back on all other purchases — automatically.

  • Cashback Match™

    We'll match all of the cash back you've earned at the end of your first year, automatically. 1

    $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years3

  • 0% Intro APR† for 6 months on purchases.

    Then 15.24% to 24.24% Standard Variable Purchase APR applies.

    †See rates, rewards and other info

Apply Now
Learn More
  • 5% cash back

    At different places each quarter, up to the quarterly maximum each time you activate.

    Plus, earn unlimited 1% cash back on all other purchases — automatically.

  • Cashback Match™

    We'll match all of the cash back you've earned at the end of your first year, automatically. 1

    Save 10% at Shop.NHL.com with the code ITPAYS.6

  • 0% Intro APR† for 14 months on purchases & balance transfers.

    Then 14.24% to 25.24% Standard Variable Purchase APR applies. 3% fee for each balance transfer.

    †See rates, rewards and other info

Apply Now
Learn More
  • Unlimited 1.5% Cash Back

    Earn 1.5% cash back on every dollar spent on all purchases. Your rewards never expire.

  • Cashback Match™

    We'll match all of the cash back you've earned at the end of your first year, automatically. 1

  • 0% Intro APR† for 12 months on purchases.

    Then 15.24% to 23.24% Standard Variable Purchase APR applies.

    ‡See rates, rewards and other info

Apply Now
Learn More

Discover vs. Competitors

Respond to My Mail Offer

Cash Back Credit Cards:  Discover it® Cash Back,  Gas & Restaurant Card,  NHL® Discover it®

Travel Credit Card:  Discover it® Miles

Student Credit Cards:  Discover it Student® Cash Back,  Student Chrome Card

Secured Credit Card:  Discover it® Secured

Business Credit Card:  Discover it® Business Card

Cash Back Credit Card


Intro purchase APR is 0% for 14 months from date of account opening; then the standard purchase APR applies. Intro Balance Transfer APR is 0% for 14 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2019; then the standard purchase APR applies. Standard purchase APR: 14.24% variable to 25.24% variable, based on your creditworthiness. Cash APR: 27.24% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% of the amount of each transfer. Annual Fee: None. Rates as of  February 28, 2019. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Travel Credit Card


Intro purchase APR is 0% for 14 months from date of account opening; then the standard purchase APR applies. Intro Balance Transfer APR is 10.99% for 14 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2019; then the standard purchase APR applies. Standard purchase APR: 14.24% variable to 25.24% variable, based on your creditworthiness. Cash APR: 27.24% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% of the amount of each transfer. Annual Fee: None. Rates as of  February 28, 2019. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Student Credit Card


Intro purchase APR is 0% for 6 months from date of account opening; then the standard purchase APR applies. Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2019; then the standard purchase APR applies. Standard purchase APR: 15.24% variable to 24.24% variable, based on your creditworthiness. Cash APR: 27.24% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% of the amount of each transfer. Annual Fee: None. Rates as of  February 28, 2019. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Secured Credit Card


25.24% standard variable purchase APR. Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2019; then the standard purchase APR applies. Cash APR: 27.24% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% of the amount of each transfer, Annual Fee: None. Rates as of  February 28, 2019. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Business Credit Card


Intro purchase APR is 0% for 12 months from date of account opening; then the standard purchase APR applies. Standard purchase and balance transfer APR: 15.24% variable to 23.24% variable, based on your creditworthiness and other factors. Cash APR: 27.24% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 5% of the amount of each transfer. Annual Fee: None. Rates as of  February 28, 2019. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

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  1. Cashback Match™ : No purchase minimums. After the first 12 consecutive billing periods that your new account is open, we will match all of the cash back rewards you've earned and apply them to your account in the following one or two billing periods. If your account is closed or no longer in the cash back reward program at the time we calculate your potential award, your cash back will not be matched. You've earned cash back rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers.

    Discover Match®: No purchase minimums. After the first 12 consecutive billing periods that your new account is open, we will match all the Miles you've earned and apply them to your account in the following one or two billing periods. If your account is closed or no longer in the Miles reward program at the time we calculate your potential award, your Miles will not be matched. You've earned Miles rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers.

  2. 2% Cash Back at gas and restaurants: You earn a full 2% Cashback Bonus on your first $1000 in combined gas and restaurant purchases each calendar quarter. Calendar quarters are defined as the three-month periods beginning January 1, April 1, July 1, and October 1. Gas and restaurant category purchases over the quarterly cap, and all other purchases, earn 1% cash back. Gas and restaurant purchases are those made at merchants classified as gas stations and full service restaurants, cafes, cafeterias and fast-food locations. Purchases coded in categories other than these, including purchases made at warehouse clubs, wholesale distributors, and discount stores, will not qualify. Purchases made using third-party payment accounts, tap-and-pay, mobile or wireless card readers, virtual wallets or similar technology may not be eligible. Rewards are added to your Cashback Bonus account within 2 billing periods. See Cashback Bonus  Program Terms and Conditions for further detail.
  3. Good Grade: Good Grade Reward only available to new cardmembers on or after 7/23/2015 who indicate on their application that they are currently enrolled in college, and whose accounts are current and remain open when the Good Grade Reward is requested. Students with a Discover it® or Discover it® Chrome card who have a GPA of 3.0 or higher (or equivalent) during a School Year (September - August) may apply at Discover.com for a $20 statement credit ("Good Grade Reward"). This will be applied to your account within seven (7) business days. One Good Grade Reward per School Year, per account, up to a maximum of five (5) consecutive years from the date your account is opened. Terms of Good Grade Reward Offer are subject to change.
  4. Builds credit with responsible use: Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly. Late payments, delinquencies or other derogatory activity with your other credit card accounts and loans may impact your ability to build credit.

  5. Refundable Security Deposit: If you pay your balance in full and close your credit card account, we'll refund your security deposit, which can take up to two billing cycles plus ten days.
    We'll also automatically review your credit card account monthly starting at eight months, to see if we can return your security deposit while you continue to enjoy your card benefits. These reviews are based on responsible credit management across all of your credit cards and loans, including Discover and others.

  6. Save 10% at Shop.NHL.com: Must use promo code ITPAYS at checkout to receive discount.