Rewarding customers for 25 years.

5% cash back

5% cash back in categories that change throughout the year, up to the quarterly maximum. Signing up each time is free and easy.
5% Cashback Calendar

1% cash back

Get nonstop cash back every time you use your card. Earn 1% cash back on all other purchases.

Online Shopping

Get 5-20% cash back at 200+ online retailers like Apple Store, Macy's and BestBuy.com through ShopDiscover.com.

Amazon.com

Choose from millions of items at Amazon.com and Pay with Cashback Bonus.2

$1 cash back = $1 at checkout

Learn More About Rewards

Discover's award-winning service3 puts you first.

Fico Credit Meter

Another first—Free FICO® Credit Score on your monthly statements.4

Your FICO® Credit Score is one of the most frequently used pieces of information that lenders review when they're making a credit decision about you. So we think you should know it too. Seeing your score for free each month will help you stay on top of your credit and avoid surprises.

† Among major credit card issuers.

Award-winning Service

100% U.S.–based customer service, 24/7

So you can talk to a real person, right here, anytime you want. 1-877-587-1605

Easy to Use Mobile and Online Tools

Easy to use mobile and online tools

Make a payment, redeem your rewards with the tap of a finger, get mobile text alerts, and much more.

Compare Credit Cards Apply for a Discover It Credit Card Blue Cash
Everyday® Card
from American
Express®
Chase
Freedom
Capital One®
Quicksilver® Cash
Rewards
Citi®
Simplicity®
Card
Bank
Americard
Cash
Rewards™
Rewards Apply for a Discover It Credit Card Blue Cash
Everyday® Card
from American
Express®
Chase
Freedom
Capital One®
Quicksilver® Cash
Rewards
Citi®
Simplicity®
Card
Bank
Americard
Cash
Rewards™
5% cash back in categories that change throughout the year, up to the quarterly maximum, with free sign up offered to all cardmembers each time Discover Orange Check Gray X Gray Check Gray X Gray X Gray X
1% cash back or more on all other credit card purchases Discover Orange Check Gray Check Gray Check Gray Check Gray X Gray Check
Use your rewards instantly at Amazon.com checkout2 Discover Orange Check Gray X Gray Check Gray X Gray X Gray X
Value Apply for a Discover It Credit Card Blue Cash
Everyday® Card
from American
Express®
Chase
Freedom
Capital One®
Quicksilver® Cash
Rewards
Citi®
Simplicity®
Card
Bank
Americard
Cash
Rewards™
No Annual Fee Discover Orange Check Gray Check Gray Check Gray Check Gray Check Gray Check
Paying late won’t raise your APR Discover Orange Check Gray X Gray X Gray X Gray Check Gray X
No late fee for your first late payment Discover Orange Check Gray X Gray X Gray X Gray Check Gray X
If you lose your job, get a lower rate, lower payment or other help Discover Orange Check Gray X Gray X Gray X Gray X Gray X
No overlimit fee Discover Orange Check Gray Check Gray Check Gray Check Gray Check Gray Check
Service Apply for a Discover It Credit Card Blue Cash
Everyday® Card
from American
Express®
Chase
Freedom
Capital One®
Quicksilver® Cash
Rewards
Citi®
Simplicity®
Card
Bank
Americard
Cash
Rewards™
Free FICO® Credit Score on your monthly statement4
100% U.S.-based customer service available any time Discover Orange Check Gray X Gray X Gray X Gray X Gray X
Pay your bill up to midnight (ET) the day it's due by phone or online Discover Orange Check Gray X Gray X Gray X Gray Check Gray X
Travel Benefits Terms & Conditions Apply for a Discover It Credit Card Blue Cash
Everyday® Card
from American
Express®
Chase
Freedom
Capital One®
Quicksilver® Cash
Rewards
Citi®
Simplicity®
Card
Bank
Americard
Cash
Rewards™
Close

Auto Rental Insurance:

For full terms and conditions (including definitions and information on how to file a claim), please go to Discover.com/cardbenefits or call 1-800-DISCOVER (1-800-347-2683). Exclusions and limitations apply. Secondary Auto Rental Collision Damage Waiver Coverage is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies, 15 Mountain View Road, P.O. Box 1615, Warren, NJ 07061-1615 and administered by Crawford & Company, P.O. Box 4090, Atlanta, GA 30302.

Auto Rental Insurance provides coverage if your rental car is damaged in a collision Discover Orange Check Gray Check Gray Check Gray Check Gray Check Gray Check
No foreign transaction fee Discover Orange Check Gray X Gray X Gray Check Gray X Gray X
Emergency travel assistance to help when you're away from home Discover Orange Check Gray Check Gray Check6 Gray Check Gray Check Gray Check
Shopping Benefits Terms & Conditions Apply for a Discover It Credit Card Blue Cash
Everyday® Card
from American
Express®
Chase
Freedom
Capital One®
Quicksilver® Cash
Rewards
Citi®
Simplicity®
Card
Bank
Americard
Cash
Rewards™
Close

Purchase & Price Protection:

For full terms and conditions (including definitions and information on how to file a claim), please go to Discover.com/cardbenefits or call 1-800-DISCOVER (1-800-347-2683). Exclusions and limitations apply. Price Protection coverage is underwritten and administered by Connexions Loyalty, P.O. Box 6175, Westerville, OH 43086. Purchase Protection coverage is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies, 15 Mountain View Road, P.O. Box 1615, Warren, NJ 07061-1615 and administered by Sedgwick Claims Management Services, Inc., PO Box 89405, Cleveland, OH 44101. Items stolen from vehicles are not eligible for Purchase Protection coverage.

Accepted where you shop at 9 million merchants5 nationwide Discover Orange Check Gray X Gray Check Gray Check Gray Check Gray Check
$0 Fraud Liability Guarantee means you're never responsible for unauthorized purchases on your credit card Discover Orange Check Gray Check Gray Check Gray Check Gray Check Gray Check

Comparison conducted by an independent research firm and based on data compiled in March 2014 from company websites, customer service agents, and consumer credit offers.

All with no annual fee.

0% Intro APR* for 14 months on purchases and balance transfers

Then 10.99%-22.99% Standard Variable Purchase APR applies

3% fee for each balance transfer

*See rates, rewards and other info.

Loading...

Rated 4.8 out of 5 by 3475reviewers.
Rated 5 out of 5 Excellent! Couldn't be more happy with my Discover It Card. The benefits are great and so it the customer service! April 19, 2014
Rated 5 out of 5 Great Card Great card with excellent benefits. Best card ever! April 19, 2014
Rated 5 out of 5 Great Card to Have Very happy with the Discover Card. Great on-line tools and most excellent mobile application! April 19, 2014
Rated 5 out of 5 by SUPERB!!.. discovery card is the best card i've ever had so far..customer service is very excellent..fair on credit standings..the card really define itself..i love the the app and online set up it is easy pin point for what i am looking for..i always use my discovery card very often other than my credit cards.. April 19, 2014
Rated 5 out of 5 by Discover Card I'm happy to use this card. I recommend to use use this Card to everybody. April 18, 2014
Rated 5 out of 5 by like it great card good benefits excellent servicediscover is a great company April 18, 2014
Rated 5 out of 5 by haven't actually used all the features! i stopped using credit cards for a while until i became the owner of a small business, and now i have two. a visa, and a discover. i love my discover card :) i hadn't seen any sort of credit score for myself in a while either, and it was nice to get an idea for free, via discover.i've only been to one business in my small town that doesn't actually take discover! and i love the website, it's very easy for me to get around, to use the tools, and to download my quickbooks information. i am still learning all the tools provided, and all the website features, but i love all the integrated products discover has to offer and plan to take advantage of whatever i can to help grow my small business.incidentally, i have actually been a member since 2014, but that option wasn't available. April 18, 2014
Rated 5 out of 5 by A senior Discover it review from Texas After years of being a longtime customer and using the original Discover Card sparingly, I converted to the new Discover it card. I am very pleased with this new card and benefits of the 1% cashback credit on purchases as well as the 5% Cashback Bonus program. I now use my Discover it card on a regular basis. When I've needed to contact Discover's customer service, I was helped quickly (just like the commercials on TV) and rated their results as excellent. Being retired, I keep up with reward cards and I'd rate Discover it as one of the best cards out there. My four adults 'kids' have all converted to 'it' and I continue to recommend this new card to friends. April 18, 2014
2 3 4 5... 117next »>>
Footer Region

Discover Card | it Card: Missed Payment Commercial

Close