Credit Cards from Discover
No annual fee
Average reviews rated out of 5 by our Discover it® cardmembers
Cash Back Credit Cards
Unlimited cash rewards on every purchase. There is no limit on how much you can earn, and your rewards never expire.
Travel Credit Cards
1.5X Miles on every purchase with no limit on how much you can earn, and your Miles never expire.
Student Credit Cards
Credit cards for college and beyond. Plus, your good grades can earn you even more.
Secured Credit Card
Build or rebuild your credit with responsible use while you earn cash rewards.
Get a Discover offer without affecting your credit.
Find My Offer
Discover credit cards include:
100% U.S Service
Talk to a real person any time, day or night.
24/7 Security
We monitor every purchase, every day—and you're never responsible for unauthorized charges on your Discover card account.
FICO® Credit Score
for FREE on monthly statements and online
All with no annual fee
- 1. Rewards Never Expire: We will credit your account with your rewards balance if your account is closed or has not been used in 18 months.
- 2. Good Grades Rewards: Good Grade Reward only available to new cardmembers on or after 7/23/2015 who indicate on their application that they are currently enrolled in college, and whose accounts are current and remain open when the Good Grade Reward is requested. Students with a Discover it® or Discover it® chrome card who have a GPA of 3.0 or higher (or equivalent) during a School Year (September - August) may apply at Discover.com for a $20 Cashback Bonus ("Good Grade Reward"). One Good Grade Reward per School Year, per account, up to a maximum of five (5) consecutive
- 3. Responsible Use: Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly. Late payments, delinquencies or other derogatory activity with your credit card accounts and loans may adversely impact your ability to build credit.
- 4. FICO® Credit Score Terms: Your FICO® Credit Score and key factors are based on data from TransUnion and may be different from other credit scores. This information is intended for and only provided to Primary cardmembers who have an available score. See Discover.com/FICO about the availability of your score. Your score is provided on the statement for individual accounts and on Discover.com with key factors for individual and joint accounts. You will see up to a year of recent scores starting when you become a cardmember. Discover and other lenders may use different inputs, such as a FICO® Credit Score, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.
- 5. Reviews: Discover it card's average "Overall Rating" based on reviews by cardmembers as seen at https://www.discover.com/credit-cards/it-card/reviews/
- * Cash Back Credit Card: Intro purchase APR is 0% for 12 months from date of account opening; then the standard purchase APR applies. Intro Balance Transfer APR is 0% for 12 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2016; then the standard purchase APR applies. Standard purchase APR: 11.24% variable to 23.24% variable, based on your creditworthiness. Cash APR: 25.24% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% of the amount of each transfer. Annual Fee: None. Rates as of February 29, 2016. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
- Travel Credit Card: Intro purchase APR is 0% for 12 months from date of account opening; then the standard purchase APR applies. Intro Balance Transfer APR is 10.99% for 12 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2016; then the standard purchase APR applies. Standard purchase APR: 11.24% variable to 23.24% variable, based on your creditworthiness. Cash APR: 25.24% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% of the amount of each transfer. Annual Fee: None. Rates as of February 29, 2016. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
- Student Credit Card: Intro purchase APR is 0% for 6 months from date of account opening; then the standard purchase APR applies. Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2016; then the standard purchase APR applies. Standard purchase APR: 13.24% variable to 22.24% variable, based on your creditworthiness. Cash APR: 25.24% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% of the amount of each transfer. Annual Fee: None. Rates as of February 29, 2016. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
- Secured Credit Card: 23.24% standard variable purchase APR. Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2016; then the standard purchase APR applies. Cash APR, 25.24% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge; if you are charged interest, the change will be no less than $2.00. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% of the amount of each transfer, Annual Fee: None. Rates as of February 29, 2016. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amount you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
"Highest in Customer Satisfaction with Credit Card Companies, Two Years in a Row" by J.D. Power.* J.D. Power Award Information
Discover received the highest numerical score among credit card issuers in the proprietary J.D. Power 2014-2015 Credit Card Satisfaction StudiesSM, tied in 2014. 2015 study based on responses from 20,730 consumers measuring 10 card issuers and measures opinions of consumers about the issuer of their primary credit card. Proprietary study results are based on experiences and perceptions of consumers surveyed in September 2014-May 2015. Your experiences may vary. Visit jdpower.com