Credit Cards by Discover

Apply for the best Discover credit card for you

All with no annual fee.

See if you're pre-approved – there's no impact to your credit to check Check Now

Credit Cards by Discover

Apply for the best Discover credit card for you

All with no annual fee.

5% cash back

At different places each quarter, up to the quarterly maximum each time you activate.

Plus, earn unlimited 1% cash back on all other purchases — automatically.

Cashback Match

We'll automatically match all the cash back you've earned at the end of your first year. There's no signing up. And no limit to how much we'll match. 1

0% Intro APR for 14 months on purchases and balance transfers. 3% Intro Balance Transfer Fee until .

Then 13.49% to 24.49% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply.

See rates, rewards and other info

 

5% cash back

At different places each quarter, up to the quarterly maximum each time you activate.

Plus, earn unlimited 1% cash back on all other purchases — automatically.

Earn unlimited 1.5x Miles

For every dollar spent on all purchases — from airfare and hotels to groceries and online shopping.

Discover Match®

We'll automatically match all the Miles you've earned at the end of your first year. There's no signing up. And no limit to how much we'll match. 1

0% Intro APR for 14 months on purchases.

Then 13.49% to 24.49% Standard Variable Purchase APR will apply.

See rates, rewards and other info

Earn unlimited 1.5x Miles

For every dollar spent on all purchases — from airfare and hotels to groceries and online shopping.

2% cash back

At gas stations and restaurants on up to $1,000 in combined purchases each quarter.2

Plus, earn unlimited 1% cash back on all other purchases — automatically.

Cashback Match

We'll automatically match all the cash back you've earned at the end of your first year. There's no signing up. And no limit to how much we'll match. 1

0% Intro APR for 14 months on purchases and balance transfers. 3% Intro Balance Transfer Fee until .

Then 13.49% to 24.49% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply.

See rates, rewards and other info

2% cash back

At gas stations and restaurants on up to $1,000 in combined purchases each quarter.2

Plus, earn unlimited 1% cash back on all other purchases — automatically.

Secured

Build your credit with responsible use.4

2% cash back

At gas stations and restaurants on up to $1,000 in combined purchases each quarter.2

Plus, earn unlimited 1% cash back on all other purchases — automatically.

Cashback Match

We'll automatically match all the cash back you've earned at the end of your first year. There's no signing up. And no limit to how much we'll match. 1

24.49%

Standard Variable Purchase APR.

See rates, rewards and other info

Refundable security deposit required5
Learn More

Secured

Build your credit with responsible use.4

2% cash back

At gas stations and restaurants on up to $1,000 in combined purchases each quarter.2

Plus, earn unlimited 1% cash back on all other purchases — automatically.

Refundable security deposit required5

5% cash back

At different places each quarter, up to the quarterly maximum each time you activate.

Plus, earn unlimited 1% cash back on all other purchases — automatically.

Cashback Match

We'll automatically match all the cash back you've earned at the end of your first year. There's no signing up. And no limit to how much we'll match. 1

$20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years 3

0% Intro APR for 6 months on purchases.

Then 19.49% Standard Variable Purchase APR will apply.

See rates, rewards and other info

5% cash back

At different places each quarter, up to the quarterly maximum each time you activate.

Plus, earn unlimited 1% cash back on all other purchases — automatically.

2% cash back

At gas stations and restaurants on up to $1,000 in combined purchases each quarter.2

Plus, earn unlimited 1% cash back on all other purchases — automatically.

Cashback Match

We'll automatically match all the cash back you've earned at the end of your first year. There's no signing up. And no limit to how much we'll match. 1

$20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years 3

0% Intro APR for 6 months on purchases.

Then 19.49% Standard Variable Purchase APR will apply.

See rates, rewards and other info

2% cash back

At gas stations and restaurants on up to $1,000 in combined purchases each quarter.2

Plus, earn unlimited 1% cash back on all other purchases — automatically.

5% cash back

At different places each quarter, up to the quarterly maximum each time you activate.

Plus, earn unlimited 1% cash back on all other purchases — automatically.

Cashback Match

We'll automatically match all the cash back you've earned at the end of your first year. There's no signing up. And no limit to how much we'll match. 1

Save 10% at Shop.NHL.com with the code ITPAYS.6

0% Intro APR for 14 months on purchases and balance transfers. 3% Intro Balance Transfer Fee until .

Then 13.49% to 24.49% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply.

See rates, rewards and other info

5% cash back

At different places each quarter, up to the quarterly maximum each time you activate.

Plus, earn unlimited 1% cash back on all other purchases — automatically.

Unlimited 1.5% Cash Back

Earn 1.5% cash back on every dollar spent on all purchases. Your rewards never expire.

Cashback Match

We'll automatically match all the cash back you've earned at the end of your first year. There's no signing up. And no limit to how much we'll match. 1

0% Intro APR for 12 months on purchases.

Then 14.49% to 22.49% Standard Variable Purchase APR will apply.

See rates, rewards and other info

Unlimited 1.5% Cash Back

Earn 1.5% cash back on every dollar spent on all purchases. Your rewards never expire.

Cash Back Credit Cards:  Discover it® Cash Back,  Gas & Restaurant Card,  NHL® Discover it®

Travel Credit Card:  Discover it® Miles

Student Credit Cards:  Discover it Student® Cash Back,  Student Chrome Card

Secured Credit Card:  Discover it® Secured

Business Credit Card:  Discover it® Business Card

Cash Back Credit Cards


Intro purchase APR is 0% for 14 months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is 0% for 14 months from date of first transfer, for transfers under this offer that post to your account by  then the standard purchase APR applies. Standard purchase APR: 13.49% variable to 24.49% variable, based on your creditworthiness. Cash APR: 26.49% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% Intro fee on balances transferred by  and up to 5% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Travel Credit Card


Intro purchase APR is 0% for 14 months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is 10.99% for 14 months from date of first transfer, for transfers under this offer that post to your account by  then the standard purchase APR applies. Standard purchase APR: 13.49% variable to 24.49% variable, based on your creditworthiness. Cash APR: 26.49% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% Intro fee on balances transferred by and up to 5% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Student Credit Cards


Intro purchase APR is 0% for 6 months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by  then the standard purchase APR applies. Standard purchase APR: 19.49% variable, based on your creditworthiness. Cash APR: 26.49% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% Intro fee on balances transferred by and up to 5% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Secured Credit Card


24.49% standard variable purchase APR. Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by  then the standard purchase APR applies. Cash APR: 26.49% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% Intro fee on balances transferred by and up to 5% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Business Credit Card


Intro purchase APR is 0% for 12 months from date of account opening then the standard purchase APR applies. Standard purchase APR: 14.49% variable to 22.49% variable, based on your creditworthiness. Cash APR: 26.49% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 5% of the amount of each transfer. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

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  1. Cashback Match: No purchase minimums. After the first 12 consecutive billing periods that your new account is open, we will match all of the cash back rewards you've earned and apply them to your account in the following one or two billing periods. If your account is closed or no longer in the cash back reward program at the time we calculate your potential award, your cash back will not be matched. You've earned cash back rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers.

    Discover Match®: No purchase minimums. After the first 12 consecutive billing periods that your new account is open, we will match all the Miles you've earned and apply them to your account in the following one or two billing periods. If your account is closed or no longer in the Miles reward program at the time we calculate your potential award, your Miles will not be matched. You've earned Miles rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers.

  2. 2% Cash Back at gas and restaurants: You earn a full 2% Cashback Bonus on your first $1000 in combined gas and restaurant purchases each calendar quarter. Calendar quarters are defined as the three-month periods beginning January 1, April 1, July 1, and October 1. Gas and restaurant category purchases over the quarterly cap, and all other purchases, earn 1% cash back. Gas and restaurant purchases are those made at merchants classified as gas stations and full service restaurants, cafes, cafeterias and fast-food locations. Purchases coded in categories other than these, including purchases made at warehouse clubs, wholesale distributors, and discount stores, will not qualify. Purchases made using third-party payment accounts, tap-and-pay, mobile or wireless card readers, virtual wallets or similar technology may not be eligible. Rewards are added to your Cashback Bonus account within 2 billing periods. See Cashback Bonus  Program Terms and Conditions for further detail.

  3. Good Grade: Good Grade Reward only available to new cardmembers on or after 7/23/2015 who indicate on their application that they are currently enrolled in college, and whose accounts are current and remain open when the Good Grade Reward is requested. Effective 5/1/2019, grades can only be submitted during the months of May-August to get a $20 statement credit reward. Students with a Discover it® or Discover it® Chrome card who have a GPA of 3.0 or higher (or equivalent) during a School Year (September - August) may apply at Discover.com for a $20 statement credit ("Good Grade Reward"). This will be applied to your account within seven (7) business days. One Good Grade Reward per School Year, per account, up to a maximum of five (5) consecutive years from the date your account is opened. Terms of Good Grade Reward Offer are subject to change.

  4. Builds credit with responsible use: Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly. Late payments, delinquencies or other derogatory activity with your other credit card accounts and loans may impact your ability to build credit.

  5. Discover refunds deposits two ways: 1) automatic monthly reviews starting at eight months to see if your account qualifies to "graduate" after showing responsible use of all your credit over time, or 2) when you close your account and pay in full we will return the security deposit to you, which can take up to two billing cycles plus ten days. See other issuers' websites for their details.

  6. Save 10% at Shop.NHL.com: Must use promo code ITPAYS at checkout to receive discount.