Comprehensive identity theft protection for $15 a month

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Identity Theft Protection


Ultimate Plus $34.99/mo.

Advantage $22.99/mo.

Child Identity Protection

Included for up to 10 children

Additional $5.99/mo.
for each child

Additional $5.99/mo.
for each child


3 Bureau Credit Alerts - when key changes2 are reported to your credit file

Bank Account Alerts - if a bank account in your name opens or updates at any one of thousands of financial institutions we monitor every day

Social Security Number Identity Alerts - if your SSN is used to create a new identity at Experian®

Dark Web Alerts - when we find your SSN or any other info you provide on any one of thousands of Dark Web sites we monitor for illegally sharing personal data

Credit Balance, Limit, Utilization Alerts - when significant changes3 are reported to Experian®

Identity Verification Alerts - when someone answers Experian® verification questions4 to access or create an account in your name

Alternative Loan Alerts - for loans made by non-traditional lenders that are not typically reported to credit bureaus such as single payment loans rent-to-own, title loans, etc.

Address Change Alerts - when your info appears in the monthly update to the National Change of Address database

Criminal Court Alerts - when your name appears in a federal, state, or municipal record that we monitor for criminal arrest, court booking and more


Monthly 3 Bureau Credit Activity Summary

Digital Dashboard Access - for full alert details for the life of your membership


Up to $1 Million Identity Theft Insurance - for legal expenses, reimbursement of stolen funds, lost wages and more covered expenses5

100% U.S.-Based Fraud Resolution Specialists

Child Identity Protection

Child Identity Protection

Identity Theft Protection

LifeLock Jr.1
per child
LifeLock Jr.1
per child

No Additional Cost - add up to 10 children6

Dark Web Alerts - if your child's SSN or other info you provide is found on any of thousands of Dark Web sites monitored every day for illegally sharing personal data

Social Security Number Identity Alerts - if Experian® shows anyone using your child's SSN to create a new identity

Identity Theft Insurance Coverage - your child is included in the up to $1 Million for legal expenses, reimbursement of stolen funds and more available on your account5

Full-Service Resolution - access 100% U.S.-based fraud resolution experts for help to restore your child's stolen identity

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Frequently Asked Questions

Discover Identity Theft Protection monitors your credit report daily to alert you of key changes.


Your Discover Identity Theft Protection membership also monitors thousands of risky websites for your Social Security number and other personal information that you provide us to track, such as email address or phone number.


We will also alert you monthly of address changes made in your name at the U.S. Postal Service.


*Please check your membership terms for more information about the key changes and which of your credit reports are being monitored. Terms and Conditions

Your Discover Identity Theft Protection membership, includes up to $1MM of Identity Theft Insurance, which may cover certain out of pocket expenses you have incurred as a result of identity theft. For more information, please call 1-800-347-3089.


*Identity Theft Insurance is underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). 175 Water Street, New York, New York 10038. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

If you receive an alert and don't recognize the activity, call Discover Identity Theft Protection directly at 1-888-829-6558 from 7:00 am to 9:00 pm CT Monday through Saturday, and 8:00 am to 8:00 pm CT Sunday.

With Fraud Resolution you can talk to a specialist for expert help with resolving identity theft, including but not limited to removing fraudulent activity on your credit report.

No, the credit monitoring will not negatively impact your credit report or your credit score.