Discover it® Chrome Gas & Restaurant Credit Card

Earn cash back at restaurants and gas stations on road trips

Earn 2% Cashback Bonus® at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.1

No annual fee

★★★★★
★★★★★

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Discover it® Chrome Gas & Restaurant Credit Card
★★★★★
★★★★★

x Average of x Reviews7

See how we calculate our ratings

Restaurant and gas credit card cash back rewards from Discover it® Chrome

Automatically earn cash back on road trips and everyday purchases.  

Get a low intro APR gas and restaurant rewards credit card with cash back on every purchase.

No annual fee

x% Intro APR for x months on purchases and balance transfers and x% Intro Balance Transfer Fee until . Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply.

Discover credit card Mixtape designed
man and woman ride in the backseat of a car with sunny landscape around them

Hit the road with our restaurant and gas cash back rewards credit card

Redeem your rewards for cash at any time.4 Get gift cards starting at only $5. Plus get an added bonus on every card! Or use rewards at Amazon.com5 or with PayPal6 to shop for your next road trip.

Get cash back rewards on gas: apply for the Discover it® Chrome gas credit card

Discover is accepted nationwide by 99% of the places that take credit cards.3  So you’ll earn cash back on gas station purchases, restaurant purchases and everyday purchases, nearly everywhere you shop. Simply apply now for the Discover gas cash back rewards card that rewards you beyond the pump. 

Compare Discover it® Chrome to other credit cards

Earn 2% Cashback Bonus® at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.1 Plus, earn 1% cash back on all other purchases.

Gas and restaurant credit card FAQs

  • Discover it® Cash Back: Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.  Plus, earn 1% cash back on all other purchases.
  • Discover it® Chrome: Earn 2% Cashback Bonus® at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.1 Plus, earn unlimited 1% cash back on all other purchases.

Discover reviews customer accounts to see if they qualify for credit line increases periodically. Customers can also apply for a credit line increase. Whether you qualify to increase your credit line depends on a number of factors, including the age of your account, your responsible credit use, including accounts outside of Discover, how recently you received any prior credit line increases and more.

In some cases, Discover may instantly approve your online credit card application depending on your credit score and other information. If you’re not approved instantly, you may need to provide documentation or speak with an agent to verify application information. We’ll be sure to let you know if we need more information from you.

A trip to the pump can get expensive. Paying with a gas credit card lets you earn more cash back than another credit card might.

Yes. With Discover it® Chrome, you automatically earn 2% Cashback Bonus® at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.1 Plus, earn unlimited 1% cash back on all other purchases. And we’ll automatically match all the cash back you’ve earned at the end of your first year.2 And there's no annual fee.

If you are loyal to a convenient gas station, a branded card may make sense. But if you're loyal to your wallet and look for the best deal on any fuel purchase, a cash back card with rewards across many gas station brands may be more your style.

 

A gas station may have their own credit card with bonus points or a special rewards rate on gasoline purchases at their pumps or on qualifying purchases in their stores. And you may be able to redeem for fuel credits, a gas rebate or other options.

 

Discover is a great choice if you prefer a credit card with great cash back for eligible gas purchases across many gas station brands. You earn 2% Cashback Bonus® at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.1 Plus, earn unlimited 1% cash back on any other purchases. And you can redeem for cash in any amount, any time.4

For travelers that want more flexibility when they stop for gas, a rewards credit card that offers extra cash back at more than one gas station can greatly expand your rewards. Discover it® Chrome offers 2% Cashback Bonus® at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.1 Plus, earn unlimited 1% cash back on all your other purchases.

A gas credit card that's good for purchases at any gas station is the easiest gas card to use. You'll never have to waste gas driving to a gas station that's inconvenient, just to take advantage of your gas card benefits.

A card issuer will offer gas credit cards and restaurant rewards cards for customers who want a higher rewards rate on eligible purchases (like gas purchases at a gas station or dining at a restaurant). With Discover it® Chrome, you also earn cash back on everyday purchases. You earn 2% Cashback Bonus® at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.1 Plus, earn unlimited 1% cash back on any other purchases.

The Discover it® Chrome Card lets you redeem for cash in any amount, any time4 as a statement credit or a direct deposit to your bank account. You can even pay your Discover bill with your cash back. You can also redeem rewards when you check out at Amazon.com5 and when you pay using PayPal6. Plus, you can redeem rewards for a gift card starting at only $5 and get an added bonus on every card. Even donate rewards to a charitable cause. Other gas credit cards may not have so many options for you to redeem your cash back rewards.

With a Discover gas credit card, you earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases.1

Some gas credit cards may only work at specific gas stations, but you can use a Discover gas and restaurant card everywhere that accepts Discover Cards. Discover is accepted nationwide by 99% of the places that take credit cards.3

See if you're pre-approved - with no harm to your credit score8

It's fast and easy. There is no impact on your credit to view offers.

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Are you getting the most you can from your gas rewards and restaurant credit card?

Read helpful articles on the rewards and perks of gas and restaurant credit cards below

  1. You earn a full 2% Cashback Bonus® on your first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. Calendar quarters begin January 1, April 1, July 1, and October 1. Purchases at Gas Stations and Restaurants over the quarterly cap, and all other purchases, earn 1% cash back. Gas Station purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station, and some public electric vehicle charging stations. Gas Stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible. Restaurant purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services. Purchases must be made with merchants in the U.S. To qualify for 2%, the purchase transaction date must be before or on the last day of the offer or promotion. For online purchases, the transaction date from the merchant may be the date when the item ships. Rewards are added to your account within two billing periods. Even if a purchase appears to fit in a 2% category, the merchant may not have a merchant category code (MCC) in that category. Merchants and payment processors are assigned an MCC based on their typical products and services. Discover Card does not assign MCCs to merchants. Certain third-party payment accounts and digital wallet transactions may not earn 2% if the technology does not provide sufficient transaction details or a qualifying MCC. Learn more at Discover.com/digitalwallets. See Cashback Bonus Program Terms and Conditions for more information.

  2. Cashback Match: Only from Discover as of April 2024. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You've earned cash back rewards only when they're processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.

  3. Acceptance: According to the Feb 2024 issue of the Nilson Report.

  4. Rewards Redemption: Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months.

  5. Use Rewards at Amazon.com: For complete details on how to Pay with Rewards at Amazon.com see Amazon.com/DiscoverRewards. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo, the smile logo and all related marks are trademarks of Amazon.com, Inc. or its affiliates. To redeem your rewards at checkout, you must select the Discover Card from which you want to redeem rewards. If you do not pay for your full purchase with rewards, you may use the Discover Card from which the rewards were applied or an Amazon.com Gift Card to pay for the remainder of your purchase. You may not use a credit card from an issuer other than Discover or another Discover credit card enrolled in Shop with Points in conjunction with the rewards transaction.

  6. Use Rewards with PayPal: For complete details on how to Pay with Rewards with PayPal see PayPal.com/Discover. Pay with Rewards with PayPal will be available for eligible credit cards on eligible purchases or rewards can be donated to support a charitable cause with PayPal Giving Fund. To learn more about Pay with Rewards, see terms and conditions.

    All reward redemptions are subject to Discover’s reward program terms. To redeem your rewards at checkout, you must select the Discover Card from which you want to redeem rewards. If you do not pay for your full purchase with rewards, you must use the Discover Card from which the rewards were applied to pay for the remainder of your purchase. You may not use a credit card from an issuer other than Discover or another Discover credit card enrolled in Pay with Rewards in conjunction with the rewards transaction.

    PayPal, and the PayPal logo are trademarks of PayPal and its Affiliates.

  7. About product reviews: We calculate the average product rating based on ratings that customers submit. We exclude some reviews from being displayed for reasons such as the customer included profanity, reviewed the wrong product, submitted inappropriate or irrelevant content, or revealed personally identifying information. Reviews are not filtered, edited, or deleted simply because they are negative or are lower rated. If a review is excluded, the associated rating is not calculated in the average product rating.

  8. There is no hard inquiry to your credit report to check if you’re pre-approved. If you’re pre-approved, and you move forward with submitting an application for the credit card, it will result in a hard inquiry which may impact your credit score. Receiving a pre-approval offer does not guarantee approval. Applicants applying without a social security number are not eligible to receive pre-approval offers. Card applicants cannot be pre-approved for the NHL Discover Card.

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