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It's easy to earn cash back. Then, redeem it in any amount, any time—your cash back never expires1.

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Different Ways to Earn

5% Cash Back

Earn 5% cash back at different places each quarter, when you activate.

NOW: Earn 5% at Gas Stations and Digital Wallets, now – September 30, 2023, on up to $1,500 in purchases, when you activate.2 

You'll still earn an unlimited 1% cash back on all other purchases – automatically.

View The 5% Calendar to pay with Cashback Bonus at Amazon.com



Different Ways to Redeem

Cash

Turn your rewards into cash in any amount, any time1 . Deposit into your bank account or apply to your Discover bill as a statement credit.





Frequently Asked Questions

Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants and gas stations, up to the quarterly maximum when you activate.


It's completely free to activate. You can activate 5% Cashback Bonus using the Discover mobile app, your online account or by calling 1-800-DISCOVER. 


And you'll still earn unlimited 1% cash back on all other purchases outside of the 5% program.

You can redeem as much or as little Cashback Bonus as you like, even a penny. Do this by paying at checkout at Amazon.com or with PayPal, applying it to your Discover bill, depositing to a bank account, applying statement credit, or donating to a charity. Only gift cards have a starting limit.

Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months.

No, there is no limit to the overall amount of Cashback Bonus you can earn, and you always earn cash back on every purchase. The 5% Cashback Bonus program does have a quarterly maximum and other special promotions may also include a cap.

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Tips on earning and spending credit card rewards

  • How to Take Advantage of Discover’s Cashback Bonus

    Earn cash back on the things you buy every day and choose how you want to redeem your bonus from a variety of attractive options.

  • How Can I Double My Rewards with Discover Cashback Match?

    Find out how, with Discover's Cashback Match program, cardmembers can match their first-year rewards and then redeem them in a variety of ways.

More Tips to Maximize Rewards

  1. Redeem Any Amount Any Time: We will credit your account with your cash back bonus balance if your account is closed or has not been used in 18 months. See Cashback Bonus Program Terms and Conditions.

  2. 5% Cashback Bonus: For Discover it® and Discover® More® cardmembers only: Activate to earn 5% Cashback Bonus at Gas Stations and with Digital Wallets from 7/1/23 (or the date on which you activate 5%, whichever is later) through 9/30/23, on up to $1,500 in purchases. Gas Station purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station, and public electric vehicle charging stations. Gas Stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible. Digital Wallet purchases include some online purchases and some in-store purchases made with your smartphone, tablet, or wearable. Wallets that qualify include Apple Pay, Samsung Pay, Garmin Pay and in store with Google Pay. Apple Pay transactions included in this offer are transactions made in-store or online when using the Apple Pay button. Listed merchants are in no way sponsoring or affiliated with this program. Certain third-party payment accounts and digital wallet transactions may not earn 5% if Discover does not receive sufficient transaction detail for the purchase to be identified as being through a digital wallet. Discover does not determine the transaction details it receives for purchases. Using digital wallets to make purchases at gas stations will only earn a total of 5%.

  3. Use Rewards at Amazon.com: For complete details on how to Pay with Rewards at Amazon.com see Amazon.com/DiscoverRewards. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo, the smile logo and all related marks are trademarks of Amazon.com, Inc. or its affiliates.

  4. Use Rewards with PayPal: For complete details on how to Pay with Rewards with PayPal see PayPal.com/Discover. Pay with Rewards will be available for eligible credit cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund. To learn more about Pay with Rewards, see terms and conditions. All reward redemptions are subject to Discover’s reward program terms.

  5. Cashback Match: We'll match all the cash back rewards you’ve earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You’ve earned cash back rewards only when they’re processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.

Different Ways to Earn

5% Cash Back

Earn 5% cash back at different places each quarter, when you activate.

NOW: Earn 5% at Gas Stations and Digital Wallets, now – September 30, 2023, on up to $1,500 in purchases, when you activate.2 

You'll still earn an unlimited 1% cash back on all other purchases – automatically.

View The 5% Calendar to pay with Cashback Bonus at Amazon.com


Different Ways to Redeem

Cash

Turn your rewards into cash in any amount, any time1 . Deposit into your bank account or apply to your Discover bill as a statement credit.





Frequently Asked Questions

You can redeem as much or as little Cashback Bonus as you like, even a penny. Do this by paying at checkout at Amazon.com or with PayPal, applying it to your Discover bill, depositing to a bank account, applying statement credit, or donating to a charity. Only gift cards have a starting limit.

Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months.

No, there is no limit to the overall amount of Cashback Bonus you can earn, and you always earn cash back on every purchase. The 5% Cashback Bonus program does have a quarterly maximum and other special promotions may also include a cap.

Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants and gas stations, up to the quarterly maximum when you activate. 

 

It's completely free to activate. You can activate 5% Cashback Bonus using the Discover mobile app, your online account or by calling 1-800-DISCOVER.

 

And you'll still earn unlimited 1% cash back on all other purchases outside of the 5% program.

  1. Redeem Any Amount Any Time: We will credit your account with your cash back bonus balance if your account is closed or has not been used in 18 months. See Cashback Bonus Program Terms and Conditions.

  2. 5% Cashback Bonus: For Discover it® and Discover® More® cardmembers only: Activate to earn 5% Cashback Bonus at Gas Stations and with Digital Wallets from 7/1/23 (or the date on which you activate 5%, whichever is later) through 9/30/23, on up to $1,500 in purchases. Gas Station purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station, and public electric vehicle charging stations. Gas Stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible. Digital Wallet purchases include some online purchases and some in-store purchases made with your smartphone, tablet, or wearable. Wallets that qualify include Apple Pay, Samsung Pay, Garmin Pay and in store with Google Pay. Apple Pay transactions included in this offer are transactions made in-store or online when using the Apple Pay button. Listed merchants are in no way sponsoring or affiliated with this program. Certain third-party payment accounts and digital wallet transactions may not earn 5% if Discover does not receive sufficient transaction detail for the purchase to be identified as being through a digital wallet. Discover does not determine the transaction details it receives for purchases. Using digital wallets to make purchases at gas stations will only earn a total of 5%.

  3. Use Rewards at Amazon.com: For complete details on how to Pay with Rewards at Amazon.com see Amazon.com/DiscoverRewards. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo, the smile logo and all related marks are trademarks of Amazon.com, Inc. or its affiliates.

  4. Use Rewards with PayPal: For complete details on how to Pay with Rewards with PayPal see PayPal.com/Discover. Pay with Rewards will be available for eligible credit cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund. To learn more about Pay with Rewards, see terms and conditions. All reward redemptions are subject to Discover’s reward program terms.