We’re here for you. And yours.

Wherever you are in life,
we’ve got an online bank account designed to make it more rewarding.

All the stuff you want.

Whichever online bank account you choose, we keep the terms simple, the rewards high and the service stellar.

1% cash back on up to $3,000 in debit card purchases each month Opens modal dialog

ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), and loan payments or account funding made with your debit card are not eligible for cash back rewards. In addition, purchases made using third-party payment accounts (services such as Venmo® and PayPal™, who also provide P2P payments) may not be eligible for cash back rewards. Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.

Checking Account
X.XX% APY Opens modal dialog

Annual Percentage Yield (APY). Advertised Online Savings Account APY is accurate as of XX/XX/XXXX. Applies to personal accounts only. Fees could reduce earnings on the account. APY may change before or after the account is opened. No minimum deposit to open.

watch your money grow Online Savings Account
X.XX% APY Opens modal dialog

Annual Percentage Yield (APY) is accurate as of XX/XX/XXXX and subject to change daily without notice. This offer applies to personal accounts only. A penalty may be charged for early withdrawal. Fees could reduce earnings on the account. Minimum opening balance is $2,500.

12 mo
lock in long-term earnings Certificate of Deposit

None of the sneaky stuff.

We're an online bank that says seeya to gimmicks, gotchas and hidden fees.

  • No hidden fees. Ever.
  • No monthly fees on any account.
  • No minimum balance on Checking and Online Savings.

Named one of NerdWallet’s Best Checking Accounts, Best Savings Accounts and Best Money Market Accounts for 2018.

"Discover's deposit accounts come with few fees, a fairly high interest rate and a 1% cash back feature on your debit spending, making it a great choice for people who prefer spending on debit rather than credit." Opens modal dialog

ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), and loan payments or account funding made with your debit card are not eligible for cash back rewards. In addition, purchases made using third-party payment accounts (services such as Venmo® and PayPal™, who also provide P2P payments) may not be eligible for cash back rewards. Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.

"Their savings account has one of the highest interest rates, no maintenance fees, and no minimum balance." Opens modal dialog

The Annual Percentage Yield (APY) for the Online Savings Account as of XX/XX/XXXX is more than five times the national average APY for interest-bearing savings accounts with balances over $500 as reported by Informa Research Services, Inc. as of XX/XX/XXXX. Interest rates and APYs are subject to change at any time. Although the information provided by Informa Research Services has been obtained from the various institutions, accuracy cannot be guaranteed.

"Discover Bank offers a broad range of products, including checking and savings accounts, money market accounts, and CDs with maturity dates between three months and 10 years."

Easy to find.

See which of our over 60,000 no-fee ATMs are at the stores you already frequent. Opens modal dialog

Some ATMs have limited hours and/or restricted access. You may be charged a fee by the ATM owner if you use an ATM that is not part of our no-fee network. If you encounter any issues using the ATMs displayed on this site, please contact us at 1-800-347-7000.

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    Easy to love.

    Online banking, now as simple as everything else you do on your phone.

    Get access to cash on the go. Just tap to find one of our no-fee ATMs near you.
    Easily deposit a check into your account by snapping a photo of it with your smartphone or tablet. Opens modal dialog

    For more information regarding the Discover Bank Mobile Check Deposit Service, click here.

    Check on your account easily anytime. You can even skip the passcode and log in with touch or face ID. Opens modal dialog

    Face ID is currently available to iOS users.

    Enable Quick View to check your account balances without logging in each time.
    We score out of 5 stars! Opens modal dialog

    Star rating is representative of the Apple® App Store rating for the Discover mobile app and is updated daily.