Your Goals Within Reach

with a Discover Personal Loan

Loans up to $25,000
Rates starting at 6.99% and ranging up to 18.99% APR

Rates are based on creditworthiness at time of application

Estimate Monthly Payment

How much do you need?

What is this for?

Debt Consolidation
Credit Card Refinancing
Major Purchase
Vacation
Wedding
Green Loans
Auto Repair
Medical Expenses
Taxes
Other

How's your credit?

Exceptional (800+)
Excellent (740-799)
Good (700-739)
Fair (670-699)
Not Sure
Poor Credit

Loans up to $25,000 | Rates starting at 6.99% and ranging up to 18.99% APR

Rates are based on creditworthiness at time of application

Discover Personal Loans can help you take control & reach your goals

Discover Personal Loans can be an ideal solution for individuals with good credit and a strong financial history. You get competitive, fixed rates with flexible payment options to help you reach your goals.

Fixed rate. Flexible payment timeline.

Your interest rate is fixed for the life of the loan. As a result, your monthly payment won’t change. Flexible payment options ranging from 36 to 84 months give you more control over the size of the monthly payments.

Same day decision. Three day funding.

Discover Personal Loans are simple. You could get a decision the same day. Funds can go straight to your creditors or could be directly deposited to your bank account or sent to you by check in as little as 72 hours.

No closing fee. No prepayment penalty.

What you see is what you get with a Discover Personal Loan. There are no origination fees or closing costs. No additional fees as long as you pay on time. We treat you the way you’d treat yourself.


Fixed rate. Flexible payment timeline.	Same day decision. Three day funding.	No closing fee. No prepayment penalty.
Your interest rate is fixed for the life of the loan. As a result, your monthly payment won’t change. Flexible payment options ranging from 36 to 84 months give you more control over the size of the monthly payments.	Discover Personal Loans are simple. You could get a decision the same day. Funds can go straight to your creditors or could be directly deposited to your bank account or sent to you by check in as little as 72 hours.	What you see is what you get with a Discover Personal Loan. There are no origination fees or closing costs. No additional fees as long as you pay on time. We treat you the way you’d treat yourself.

Not all personal loans deliver
the same advantages

A Discover Personal Loan delivers important advantages when it comes to taking more control of your financial picture. Here’s how some of the major features and benefits compare.1

Discover Personal Loan	Discover Personal Loan	Citi Personal Loan	Wells Fargo Personal Loan	Lending Club	Prosper Funding
APR range	APR range 6.99% up to 18.99%	8.99% up to 20.74%	10.238% up to 23.622% 2	6.78% up to 29.99%	6.73% up to 35.31%
Origination fees or closing costs	Origination fees or closing costs 0%	0%	0%	Up to 5% of the loan amount	Up to 5% of the loan amount
Flexible payment plans	Flexible payment plans 36, 48, 60, 72, or 84 months	24, 36, 48 or 60 months	Up to 60 months; varies by loan amount.	36 or 60 months	36 or 60 months
Option to pay off creditors directly	Option to pay off creditors directly
Directly deposited funds can go to any bank account you choose	Directly deposited funds can go to any bank account you choose
You can apply online or by phone even if you are not a current customer	You can apply online or by phone even if you are not a current customer
30-day guarantee where you won't pay interest	30-day guarantee where you won't pay interest

1. Comparison conducted by an independent research firm and based on data compiled in December 2014 from company websites, customer service agents, and consumer credit offers.
2. Wells Fargo APR range is based on a $5,000 loan with a 36-month term.

One personal loan.
Many things to use it for.

Discover Personal Loans can be used many ways - whether your goal is consolidating debts, paying for
big life events, taking care of major purchases or handling unexpected bills.

Learn more about loan uses >

Consolidate your
higher-interest debt
at a lower rate

Debt Consolidation Loans >

Celebrate the wedding
you've always
imagined

Wedding Loans >

Upgrade to more
energy-efficient
appliances

Green Loans >

Take a family
vacation they'll
always remember

Vacation Loans >

Over half a million
Americans empowered

Discover Personal Loans have helped more than half a million Americans. In all 50 states. From many walks of life. So chances are good, we can help you meet your goals, too. The people below are examples of real Discover customers who've been approved for a personal loan.