A Discover home improvement loan is quick and easy

Get financing to remodel or repair your home, or make energy-efficient updates with a green energy loan from Discover.

Customize your loan
Finance home projects with up to $35,000
Big project or small? Customize your loan to fit your project and your budget.
no collateral needed
Home remodeling loans with no collateral
Borrow money without using your home as collateral.
Funds sent fast
Get funds faster, start projects sooner

Funds can be sent as soon as the next business day after acceptance.1

Big project or small? Customize your loan to fit your project and your budget.
Borrow money without using your home as collateral.

Funds can be sent as soon as the next business day after acceptance.1

Need more than $35,000? Consider a Discover Home Equity Loan

Know your rate first—checking won't affect your credit score. Check Your Rate

Use your personal loan for home improvement expenses


Remodeling and renovating loans
Remodeling and renovating

Add value to your home with upgrades inside or out.

Home repairs and fixes loans
Home repairs and fixes

Finance unexpected repairs or cover maintenance projects.

Green energy Loans
Green energy Loans

Upgrade your home's efficiency and save on energy costs.

Estimate payments for a Discover personal loan

$ Choose between $2,500 and $35,000
Based on your selection of credit, we are unable to provide you with a payment example.

A minimum score of 660 is required to qualify for a Discover Personal Loan. You can read more about the importance of your credit history on our Resource Center.

Estimated monthly payment:

Estimated APR:

How did we calculate this result?
Your APR will be between 6.99% and 24.99% based up on creditworthiness at time of application.

Information and interactive calculators are made available as self-help tools for your independent use and are intended for educational purposes only. Any results are estimates, and we do not guarantee the applicability or accuracy to your specific circumstance.

Find out if you prequalify today

See your actual rate. Checking won't affect your credit score.
Check Your Rate

Common questions about home remodel loans

See More FAQs

Explore more home repair loan articles, tools, and resources

Our Resource Center has expert information and tools to help as you budget and manage your home projects.