Home Repair & Remodeling Loans | Discover

A Discover home improvement loan is quick and easy

Get financing to remodel or repair your home, or make energy-efficient updates with a green energy loan from Discover.

Customize your loan
Finance home projects with up to $35,000

Big project or small? Customize your loan to fit your project and your budget.

no collateral needed
Home remodeling loans with no collateral

Borrow money without using your home as collateral.

Funds sent fast
Get funds faster, start projects sooner

Funds can be sent as soon as the next business day after acceptance.1

Big project or small? Customize your loan to fit your project and your budget.

Borrow money without using your home as collateral.

Funds can be sent as soon as the next business day after acceptance.1

Need more than $35,000? Consider a Discover Home Equity Loan
Know your rate first—checking won't affect your credit score.

Use your personal loan for home improvement expenses

Remodeling and renovating loans
Remodeling and renovating

Add value to your home with upgrades inside or out.

Home repairs and fixes loans
Home repairs and fixes

Finance unexpected repairs or cover maintenance projects.

Green energy Loans
Green energy Loans

Upgrade your home's efficiency and save on energy costs.

Estimate payments for a Discover personal loan

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Common questions about home remodel loans

A personal loan is an unsecured loan, so you don't have to borrow against the value of your home. It's a quick and easy application process - most people get a decision the same day - and funds can be sent as soon as the next business day after acceptance1. This is important if you have an unexpected repair and need to start your project right away.
A personal loan can cover any home-related cost, whether you want to make a cosmetic update or need to make necessary repairs. You can also use funds as a green energy loan to install solar panels or upgrade to energy-efficient appliances or systems.
You can borrow up to $35,000 with a Discover personal loan. With home repairs, don't forget to include a contingency fund in your total renovation budget. You may need more than your estimate to cover unexpected costs that come up throughout your project.
 
Need more than $35,000? A Discover home equity loan might be right for you.
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Discover home remodeling loan reviews

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Still have questions?

Give us a call and speak with a dedicated U.S.-based loan specialist.

1-866-248-1255Monday-Friday, 8am-11pm ETSaturday-Sunday, 9am-6pm ET
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Ready to check your rate?

See what your rate will be with a Discover personal loan. It’s quick, easy and won’t affect your credit score.

1Funds can be sent as soon as the next business day after acceptance. It may take longer to receive funds.