A Discover home improvement loan is quick and easy
Get financing to remodel or repair your home, or make energy-efficient updates with a green energy loan from Discover.
Finance home projects with up to $35,000
Home remodeling loans with no collateral
Get funds faster, start projects sooner
Funds can be sent as soon as the next business day after acceptance.
Funds can be sent as soon as the next business day after acceptance.
Need more than $35,000? Consider a Discover Home Loan.
Use your personal loan for home improvement expenses
Remodeling and renovating
Add value to your home with upgrades inside or out.
Home repairs and fixes
Finance unexpected repairs or cover maintenance projects.
Green energy loans
Upgrade your home's efficiency and save on energy costs.
Estimate payments for a Discover personal loan
A minimum score of 660 is required to qualify for a Discover Personal Loan. You can read more about the importance of your credit history on our Resource Center.
Information and interactive calculators are made available as self-help tools for your independent use and are intended for educational purposes only. Any results are estimates, and we do not guarantee the applicability or accuracy to your specific circumstance.
Find out if you prequalify today
Common questions about home remodel loans
A personal loan is an unsecured loan, so you don't have to borrow against the value of your home. It's a quick and easy application process - most people get a decision the same day - and funds can be sent as soon as the next business day after acceptance1. This is important if you have an unexpected repair and need to start your project right away.
A personal loan can cover any home-related cost, whether you want to make a cosmetic update or need to make necessary repairs. You can also use funds as a green energy loan to install solar panels or upgrade to energy-efficient appliances or systems.
You can borrow up to $35,000 with a Discover personal loan. With home repairs, don't forget to include a contingency fund in your total renovation budget. You may need more than your estimate to cover unexpected costs that come up throughout your project.
Need more than $35,000? A Discover home equity loan might be right for you.
Explore more home repair loan articles, tools, and resources
Our Resource Center has expert information and tools to help as you budget and manage your home projects.
Discover home remodeling loan reviews
Still have questions?
Give us a call and speak with a knowledgeable U.S.-based loan specialist.
Ready to check your rate?
See what your rate will be with a Discover personal loan. It’s quick, easy and won’t affect your credit score.
