Discover Personal Loans Reviews
See what thousands of our customers have to say about us.Average Customer Rating
Still have questions?
Give us a call and speak with a knowledgeable U.S.-based loan specialist.1-866-248-1255 Monday-Friday, 8 a.m.-11 p.m. ET Saturday-Sunday, 9 a.m.-6 p.m. ET
Ready to check your rate?
See what your rate will be with a Discover personal loan. It’s quick, easy and won’t affect your credit score.
Loan approval is subject to confirmation that your income, debt-to-income ratio, credit history and application information meet all requirements. Loans are unsecured. Loans are fully amortizing personal loans as long as you pay on time.
You must have a minimum household income of $25,000 to be considered for a Discover personal loan. It cannot be used to pay for post-secondary education, to pay off a secured loan, or to directly pay off a Discover credit card.
Your APR will be between 6.99% and 24.99% based on creditworthiness at time of application for loan terms of 36-84 months. For example, if you get approved for a $15,000 loan at 6.99% APR for a term of 72 months, you'll pay just $256 per month. Our lowest rates are available to consumers with the best credit. Many factors are used to determine your rate, such as your credit history, application information and the term you select.
We may charge a fee if your payment is late.