A Discover personal loan is smart vacation financing

Whether you're dreaming of a European getaway, a tropical cruise, or a trip for the whole family, a Discover vacation loan can help.

Loan Repayment Timelines
Flexible repayment timelines
You choose how quickly to pay off your vacation loan.
funds sent fast
Funds sent fast

Funds can be sent as early as the next business day after acceptance.

Change Travel Plans
30-day guarantee
Change of travel plans? Just return funds within 30 days and you'll owe nothing.
You choose how quickly to pay off your vacation loan.

Funds can be sent as early as the next business day after acceptance.

Change of travel plans? Just return funds within 30 days and you'll owe nothing.
Know your rate first—checking won't affect your credit score. Check Your Rate

Take your dream vacation with a Discover travel loan


Loan for cruises and tours
Cruises and tours

From the Caribbean cruises to European river tours, vacation cruise loans can help.

Loan for family vacation
Family vacation

Plan a trip they'll never forget—from an Orlando vacation to holiday travel to visiting family.

Loan for international travel
International travel

Vacation financing lets you see the world and make your bucket list a reality. Let's go!

Estimate the fixed monthly payments of a vacation loan

$ Choose between $2,500 and $35,000
Based on your selection of credit, we are unable to provide you with a payment example.
A minimum score of 660 is required to qualify for a Discover Personal Loan. You can read more about the importance of your credit history on our Resource Center.
Estimated monthly payment:

Estimated APR:

How did we calculate this result?
Your APR will be between 6.99% and 24.99% based up on creditworthiness at time of application.
Information and interactive calculators are made available as self-help tools for your independent use and are intended for educational purposes only. Any results are estimates, and we do not guarantee the applicability or accuracy to your specific circumstance.

Find out if you prequalify today

See your actual rate. Checking won't affect your credit.
Check Your Rate

Common questions about travel loans and vacation financing

See More FAQs

Explore more resources on vacation loans, planning, and budgeting

Our Resource Center has helpful articles and tools to help as you plan your vacation.