Get funds fast for major expenses and more
Whether you're starting a family, starting a business, or funding another major purchase consider a personal loan.
Financial Emergencies
When savings aren't enough to cover the unexpected.
Medical Bills
Pay for health care costs not covered by insurance.
Adoption and Fertility Costs
Cover the cost of adoption or IVF treatments.
Auto Repairs
Cover car repairs your auto insurance may not.
Small Business
Cover expenses associated with your small business.
Pet Emergencies
Pay for unexpected vet bills and medical costs for your pet.
A Discover personal loan offers flexible financing to fit your needs
Choose the amount you need
Customize your loan terms
Get funds you need quickly
Want to see what your monthly payments could be? Check out our Personal Loan Calculator.
Common questions about personal loan uses
Yes, you can take out one personal loan and use it in many ways. Because funds can be disbursed as a lump sum, how you use your personal loan is at your discretion.
Yes, a personal loan can help cover medical bills that your insurance may not. Many families face expenses that some insurance plans don't cover, like braces or extensive dental work. A personal loan can also help finance corrective or cosmetic surgeries that aren't covered by insurance.
While auto loans are common, they may not be the right solution for every vehicle purchase. You may want to consider a personal loan for alternative vehicle financing. If you're buying a motorcycle or RV, a personal loan can help you finance the purchase.
More resources on loans, budgeting, and saving
Our Resource Center has helpful articles and tools to show all the ways to use a personal loan.
Discover personal loan reviews
Still have questions?
Give us a call and speak with a dedicated U.S.-based loan specialist.
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See what your rate will be with a Discover personal loan. It’s quick, easy and won’t affect your credit score.
