Get funds fast for major expenses and more

Whether you're starting a family, starting a business or funding another major purchase consider a personal loan.


Financial Emergencies
Financial Emergencies

When savings aren't enough to cover the unexpected.

Small Business
Small Business

Cover expenses associated with your small business.

Pet Emergencies
Pet Emergencies

Pay for unexpected vet bills and medical costs for your pet.

A Discover personal loan offers flexible financing to fit your needs

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Choose the amount you need

Loans up to $35,000 to cover unexpected or major expenses.

customize your loan
Customize your loan terms
Decide how long you want to pay back your loans from 36 to 84 months.
Get funds
Get funds you need quickly

Unexpected expense? Your money can be sent as soon as the next business day after acceptance.

Loans up to $35,000 to cover unexpected or major expenses.

Decide how long you want to pay back your loans from 36 to 84 months.

Unexpected expense? Your money can be sent as soon as the next business day after acceptance.

Want to see what your monthly payments could be? Check out our Personal Loan Calculator.

Know your rate first—checking won't affect your credit score. Check Your Rate

Common questions about personal loan uses

See More FAQs

More resources on loans, budgeting, and saving

Our Resource Center has helpful articles and tools to show all the ways to use a personal loan.