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PERSONAL LOANS

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Manage debt, finance major expenses, and reach your financial goals

The 411 on DTI: Why You Need to Know Your Debt-to-Income Ratio

The first time many people may hear the term “debt-to-income ratio” is when they apply … Read More >

Protected: Analyzing the Perception vs. Reality of Common Life Expenses

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man and woman reviewing options before borrowing money

10 Loan and Borrowing Concepts Everyone Should Understand

By Lee Huffman

If you’re thinking of borrowing money, it’s important to understand … Read More >

female business owner reviewing business plan finances

How to Finance Your Small Business Plan

By Chris Bibey

Are you interested in joining the nearly 30 million people who own … Read More >

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Personal Loans from Discover

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Understand Personal Loan Terms, Agreements, and Prepayment Penalties

Learn how to secure a personal loan from a bank or to decide if a personal loan is the right decision for you. Looking for other money management tips? Get helpful day-to-day tips on budgeting money wisely and handling financial stress to bigger money-saving ideas like choosing what loans to pay off first.