Wondering, “Am I eligible for a personal loan?” Find what it takes to be eligible for a personal loan with these resources from Discover Personal Loans.

10 Things You Should Know About Personal Loans

A couple learning about personal loans online

Personal finance can be confusing. And if you need a loan, you may not know what you don’t know. So what should you know about personal loans before you apply? Maybe you need funds relatively quickly and need to know how long it takes to get approved for a personal loan?… Read More

What is Debt-to-Income Ratio (DTI)?

Debt-to-income ratio (also known as DTI) calculates the percentage of your monthly income that goes toward paying your monthly debt obligations. It is an important indicator of your financial health because it gives a lender a sense of whether you will be able to … Read More

What Do I Need to Apply for a Personal Loan?

Woman in front at home office desk reviewing how to apply for a personal loan
Personal loan process steps

If you’ve done your research on debt consolidation, you’ve probably thought about how to get a personal loan at some point. But do you know what steps to take to complete the process?

When you apply for a loan, a lender will assess your ability… Read More