Saving money while paying for life’s big and small expenses can be a challenge. The good news is that it’s not impossible. For example, everyday budgeting can help you build your savings. Because there are different ways to borrow money, you may find that a short-term… Read More
Dive into personal loan basics to learn when and how they might be a good choice for borrowing money. Additionally, Discover offers resources to help you prepare for taking out a personal loan.
You’ve probably noticed the most visible impact of inflation: the rising cost of things you might want to buy. You’ve probably also heard about the Federal Reserve raising interest rates.
Why is the Fed doing this? And how are higher interest rates related to rising… Read More
An unsecured loan is not protected by collateral, like a car or a house. It can allow you to borrow money for various reasons, like to consolidate debt or pay for a wedding. The applicant’s overall credit profile, and not any collateral,… Read More
Have you been asking yourself how to find the best rate for a personal loan, or typed “what is a good APR for a loan?” into the search bar recently? If the answer is yes, remember: Each person’s financial situation is different.
There may be plenty of benefits to a particular… Read More
“Back taxes,” or taxes that are past due, sound scary—and they can be. You’re legally required to pay them to stay in good standing with federal, state, and local governments. And the longer you defer, the greater your risk of accumulating penalties and interest.… Read More