If you’ve ever wondered whether a personal loan might be a good choice for you, our articles can help you understand the benefits of debt consolidation and make an informed decision.
Debt consolidation and debt settlement offer very distinct options for managing debt.
With debt consolidation you pay off debt from several different creditors with a single loan. Debt consolidation is often considered a smart tactic for taking control of debt… Read More
You may worry about whether it’s better to pay off debt or save for retirement. Almost everyone has some kind of debt. Maybe it is necessary (like a mortgage or a car loan). Some may come from everyday or discretionary spending, like department store cards or other credit… Read More
The COVID-19 pandemic sent shockwaves through the global economy. And the subsequent uncertainty prompted many of us to take a closer look at our finances. As vaccines roll out and economies show signs of rebounding, you may be looking for ways to focus on your long-term… Read More
What is a credit score? What does it mean? And most important, how can you improve it?
Your credit score tells lenders about your creditworthiness—or how likely you are to pay your bills on time. A credit score is a three-digit number typically ranging between 300 and… Read More
Should you use your 401(k) to pay off debt? The answer: It depends.
If you have debt, you may be tempted to tap your retirement savings to pay it. This could be especially true if your finances have been upended in some way, whether from job loss, reduced work hours, depleted… Read More