If you’ve ever wondered whether a personal loan might be a good choice for you, our articles can help you understand the benefits of debt consolidation and make an informed decision.

What is Credit History? How You Can Build It

A man seated at a desk at home and writing in a ledger.

Your credit history is the primary source of information for lenders about your financial past and present. Some people have a long credit history. Others have a short credit history. And some people have no credit history at all.

As the name implies, your credit history… Read More

Cashing Out Your 401(k): What You Should Know

A couple sitting on a sofa looking at an open laptop

If you want to pay off debt, you might be asking yourself, “Can I cash out my 401(k)?”

The quick answer is that you can. But whether you should cash out may be the more important question.

Before going down that road, you should first review the 401(k) loan rules—and understand… Read More

8 Credit Score Facts You Need to Know

A close-up of two hands holding a phone while the person checks their credit score.

Your credit score tells lenders about your creditworthiness—or how likely you are to pay your bills on time. That’s why lenders weigh your credit score along with other factors as they decide whether to approve you for a loan or credit card, and how much interest to … Read More

9 Good Money Habits for the New Year

Woman seated at desk looks at a calculator while making notes on a pad of paper.

The new year is here and it’s the perfect time to focus on creating good financial habits. When you work toward breaking bad money habits now, your efforts could pay you back many times over and you may feel better about your financial future.

So, what is a financial habit?… Read More