Credit card refinancing can help you pay down or consolidate debt. And it might help you save money on interest. Learn why it could be beneficial to refinance a credit card and what steps you can take to get your higher-interest debt under control.

What is Credit History? How You Can Build It

A man seated at a desk at home and writing in a ledger.

Your credit history is the primary source of information for lenders about your financial past and present. Some people have a long credit history. Others have a short credit history. And some people have no credit history at all.

As the name implies, your credit history… Read More

Credit Card Refinancing vs. Debt Consolidation

Woman and man review multiple credit card bills

Which is better for your debt situation, credit card refinancing or debt consolidation?

The answer: It depends. Before you decide, it’s important to understand what each option means.

Let’s start with the basic differences. Put simply, debt consolidation is when… Read More

How to Pay Off Credit Card Debt

Woman leaning over man’s shoulder to look at computer

Credit card debt. It can become an embarrassing secret you keep from your friends, family, partner, or even yourself. But the more you ignore it, the worse it can get.

If you’ve got a lot of credit card debt, you’re not alone. A 2020 Federal Reserve survey of consumer Read More