Credit card refinancing can help you pay down or consolidate debt. And it might help you save money on interest. Learn why it could be beneficial to refinance a credit card and what steps you’ll need to take to get your higher-interest debt under control.

APR vs. Interest Rate: What’s the Difference?

Woman drinking coffee reading the difference of APR vs Interest rate

It’s important to understand the difference between interest rate and APR when you’re looking for a loan. Sometimes, borrowers are so focused on finding the lowest interest rate that they don’t realize that the APR may better help them compare the total cost of different… Read More

How to Reduce Credit Card Debt

Couple researching online to manage their credit card debt

Credit card debt. It can become the dirty secret you withhold from your friends, family, partner, or even yourself. But the more you ignore it, the worse it could get.

If you’ve got a lot of credit card debt, you’re not alone. A recent report by the National Foundation… Read More

Debt Consolidation vs. Refinancing

couple compares debt consolidation with refinancing - thumbnail
Should I refinance or consolidate my debt?

The answer depends on what works best for your individual financial situation. It’s important to understand what each option means so let’s start with the basic differences. Put simply, debt consolidation allows you to… Read More