Read these resources to learn about personal loan features and benefits. Discover has articles to help you decide if taking out a personal loan is the right decision for your financial future.

Getting a Personal Loan: Common Questions & Answers

A couple and their young child look at plans for a renovation.

Whether you’re looking to pay off your credit cards or fund your dream vacation, a personal loan can help you achieve your goals. Personal loans offer the flexibility to cover a range of expenses, from unexpected medical bills to debt consolidation.

When it… Read More

What Does the Federal Reserve Do?

One hand on a calculator

You are probably hearing a lot more about the Federal Reserve these days. Often called “the Fed,” the Federal Reserve System is the central bank of the United States.

Among other functions, the Fed supervises and regulates financial institutions, conducts national… Read More

Inflation and Interest Rates: What’s the Link?

Woman looks at her grocery receipt

You have probably noticed the rising cost of groceries, gas, and cars. Maybe you also recall hearing about the Federal Reserve (“the Fed”) raising interest rates several times in recent years.

Why do interest rates go up when inflation is high? And how does it affect… Read More

What is a Loan Origination Fee?

Man researching loan origination fees online

A loan origination fee is a one-time, upfront charge for processing a personal loan. It can also be called a sign-up fee or an upfront fee.

A personal loan may be a great way to consolidate higher interest debt or pay for an unexpected expense. But it’s important to understand… Read More