Your debt can affect more than your wallet and reducing debt can be a huge accomplishment. Let us help you get started with tips for managing your debt and strategies for paying off debt through debt consolidation.

9 Good Money Habits for the New Year

Woman seated at desk looks at a calculator while making notes on a pad of paper.

The new year is here and it’s the perfect time to focus on creating good financial habits. When you work toward breaking bad money habits now, your efforts could pay you back many times over and you may feel better about your financial future.

So, what is a financial habit?… Read More

Using a Personal Loan to Pay off Debt

Woman crouching to hug child in front of an open door.

It’s not unusual for people to find that they’ve taken on too much debt. It might be due to the sudden loss of a paycheck or an unexpected expense, or to a planned adventure like a dream vacation. Perhaps you’re starting a new business.

No matter the reason, in today’s … Read More

What is Credit History? How You Can Build It

A man seated at a desk at home and writing in a ledger.

Your credit history is the primary source of information for lenders about your financial past and present. Some people have a long credit history. Others have a short credit history. And some people have no credit history at all.

As the name implies, your credit history… Read More

Cashing Out Your 401(k): What You Should Know

A couple sitting on a sofa looking at an open laptop

If you want to pay off debt, you might be asking yourself, “Can I cash out my 401(k)?”

The quick answer is that you can. But whether you should cash out may be the more important question.

Before going down that road, you should first review the 401(k) loan rules—and understand… Read More