Online Banking Features and Benefits

Everything you want from a bank without setting foot in one.

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Control, rewards and convenience—banking features you need

Manage your money with the Discover® App
You’re in control with Online bill pay, Mobile check deposit and more—anytime, anywhere.
Earn rewards and stay secure with Apple Pay™
It's easy to pair your debit card with Apple Pay.
Send and receive money with Zelle®
Zelle® is fast. Whether you’re sending or receiving, Discover doesn’t charge any fees to use Zelle.

U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes.


Zelle® enrollment is required with a U.S.-based bank account and a U.S. mobile number or email address. Voice over IP (VOIP), prepaid mobile phone numbers, landlines and Google voice numbers are not eligible for Zelle® enrollment. Message and data charges from your carrier may apply. Transaction limitations may apply. See Terms and Conditions for details.


To use Zelle® with Discover, an Account Center registered Discover checking, savings, or money market account that has been open for at least 90 days is required. Discover and Zelle® do not offer a protection program for any authorized payments made with Zelle®.


In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled in Zelle®


Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

No. Fees. Period.

Outgoing wire transfers are subject to a service charge. You may be charged a fee by a non-Discover ATM if it is not part of the 60,000+ ATMs in our no-fee network. A penalty may be charged for early withdrawal from a Certificate of Deposit.

That’s right! No fees for everyone, on every account.

  • No monthly fees
  • No insufficient funds or overdraft fees
  • No minimum balance required to avoid monthly fees
Which account is right for you?

Right here where you need us

24/7 customer service
Our U.S.-based Banking Specialists are here to help anytime at 1-800-347-7000.
Your deposits are insured up to the maximum allowed by law, so rest easy knowing you’re protected.

Discover Bank is a Member of FDIC. Funds in Discover Bank deposit accounts are insured for up to $250,000 per depositor for each account ownership category.

Security you can count on
Have peace of mind with Proactive Fraud Monitoring, Enhanced Account Verification. Secure Online/Mobile Banking and more.