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Digital Wallets

Man accessing digital wallet to pay for flowers.

Choose your preferred digital payment

Woman ready to check out using her digital wallet./
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Digital wallets have it all

  • Security

    Digital wallets use tokens, so your debit card number is never shared with the merchant.
  • Convenience

    Just a quick touch, tap or click and your purchase is complete.
  • Rewards

    Using a digital wallet with Discover Cashback Debit allows you to earn 1% cash back on up to $3,000 in debit card purchases each month.

    ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), and loan payments or account funding made with your debit card are not eligible for cash back rewards. In addition, purchases made using third-party payment accounts (services such as Venmo® and PayPal®, who also provide P2P payments) may not be eligible for cash back rewards. Apple Pay® is a trademark of Apple Inc. Venmo and PayPal are registered trademarks of PayPal, Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Google, Google Pay, and Android are trademarks of Google LLC.

Digital Wallet FAQ

Yes. You will earn 1% cashback on up to $3,000 in debit card purchases each month with your Discover Cashback Debit card*, including when you use your digital wallet. If your digital wallet purchases are made using Apple Pay, Google Pay and Samsung Pay you will earn rewards just like you would with your physical card.

*ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), and loan payments or account funding made with your debit card are not eligible for cash back rewards. In addition, purchases made using third-party payment accounts (services such as Venmo® and PayPal®, who also provide P2P payments) may not be eligible for cash back rewards. Apple Pay® is a trademark of Apple Inc. Venmo and PayPal are registered trademarks of PayPal, Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Google, Google Pay, and Android are trademarks of Google LLC.

Digital wallets use enhanced information security features such as tokenization and/or authentication designed to maintain the security of your account and make it difficult for unauthorized parties to access your information.

Plus, when you make purchases using your Discover debit card with your digital wallet, you get all the other security benefits you get with your physical Discover debit card.

If you believe your device has been lost, stolen, or compromised in any way, you can freeze your Discover debit card via the Discover App, website or by calling 1-800-655-3898.

If you replace your device, you will need to re-add your Discover debit card to your digital wallet.

1. Open the wallet app on your device
2. Tap “+” or “add”
3. Follow the on-screen instructions to re-provision your digital wallet