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Woman using Apple Pay to buy breakfast.

Get peace of mind with every debit transaction

Security at checkout

Debit card details are never given to merchants—so every transaction is more secure.

Advanced biometrics

Touch ID® and Face ID®

Face ID is currently available to iOS users. Face ID and Touch ID are trademarks of Apple Inc.

make paying simple and safe.

24/7 fraud protection

Stay informed of any unusual card activity with email, app, and text notifications.
Man with children buying groceries uses Apple Pay on iPhone.
Glow Glow

Earn rewards on qualifying Apple Pay® purchases

Using Apple Pay with Discover Cashback Debit allows you to earn 1% cash back on up to $3,000 in debit card purchases each month.

See Deposit Account Agreement for details on transaction eligibility, limitations and terms.

Setting up Apple Pay is easy

  • Open the Wallet app on your Apple device.
    Explore which devices work with Apple Pay
  • Tap the + button in the upper-right corner, and select “Debit or Credit Card.”
  • Enter your debit card details, review the terms, and you’re set!
Remember to set your Discover Cashback Debit card as your default card so you can earn cash back.
Discover Apple Pay on iPhone and Apple Watch

Simplify your shopping with Apple Pay

Online, in-app or in-store—count on Apple Pay to add convenience.

Apple Pay at checkout
Millions of merchants accept Apple Pay. Just look for the Apple Pay or contactless symbols at checkout.
Woman completes purchase using Apple Pay in store.
Use your iPhone®, Apple Watch®, iPad® or Mac® to easily check out with Apple Pay. Explore how-to videos for your device.
Man easily adds Discover card to Apple Pay while sitting on bike.
You’re all set! Swiping and typing your debit card numbers is now a thing of the past.

Apple Pay FAQ

Apple Pay is a payments feature that allows you to add your credit and/or debit card to a supported Apple® device through the Wallet app and make purchases at participating merchants.

iPhone, iPad, Apple Watch and Mac devices are eligible for Apple Pay. To learn which models are compatible, please visit Apple Support.


  • Go to Wallet
  • Tap the button in the upper right corner
  • Choose "Credit or Debit Card" and follow the steps provided

Apple Watch

  • Open the Apple Watch app on your iPhone and go to the My Watch tab
  • Tap "Wallet & Apple Pay" and select "Add a Card" 
  • Follow the steps provided 

More details about setting up Apple Pay on other type of devices can be viewed on the Apple Support website.

You can use Apple Pay in-store at many of the places you shop every day. Some mobile apps also allow you to make online purchases using Apple Pay.

Yes. You will continue to earn 1% cash back on up to $3,000 in debit card purchases each month* when you use Apple Pay with your Cashback Debit card. However, transactions using Apple Pay Cash, which is a form of Peer-to-Peer (P2P) payment that allows you to send money to other iOS users via messages, are not eligible for Debit Card Cashback Bonus.

*See Deposit Account Agreement for details on transaction eligibility, limitations and terms.

Discover does not charge a fee for using your debit card via Apple Pay. Message and data charges may apply depending on your wireless plan.

Yes, you can set up recurring charges via Apple Pay with your debit card. Please see “What happens when I freeze my Discover debit card?” below for information on recurring charges when you freeze your debit card.

Freezing your debit card tells Discover that you don’t want us to authorize new purchases (in-store, online, mobile or by phone) or ATM transactions until you unfreeze. New Apple Pay purchases will not be authorized when the debit card is frozen. Recurring charges will continue even while your debit card is frozen.

You can freeze or unfreeze your debit card in seconds via the Discover mobile app, website or over the phone