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Mobile Banking App

★★★★★
★★★★★
We score out of 5 stars!

Star rating is representative of the Apple® App Store rating for the Discover mobile app and is updated daily.
Mobile Phone featuring Discover Mobile App

All the mobile banking essentials you need

Mobile Check Deposit
Use Mobile Check Deposit to deposit checks into your account from your phone.

Zelle®
Use Zelle® to easily send and receive money with friends and family.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

ATM Finder
Get access to over 60,000+ no-fee ATMs in the U.S. right from the app.

Some ATMs have limited hours and/or restricted access. You may be charged a fee by the ATM owner if you use an ATM that is not part of our no-fee network. If you encounter any issues using the ATMs displayed on this site, please contact us at 1-800-347-7000.

Security features you can count on

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  • Set up alerts

    Keep tabs on your account with free text Message and data rates may apply.and email alerts.

    • Payment reminders
    • Spending alerts
    • Balance alerts
    • Security and fraud alerts

  • Freeze your debit card

    When you freeze your debit card, Discover will not authorize new purchases, or ATM transactions, with that frozen debit card. Most other account activity will continue as normal, including previously scheduled and recurring transactions, internal and external transfers, deposits, online bill payments from the Discover Account Center, returns, credits, dispute adjustments, reward redemptions, and checks paid.

         Prevent your card from being used and unfreeze it easily if you end up finding it.

Seamlessly manage your money from the mobile app

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  • Pay bills online

    Set up automatic payments to help you pay your bills on time.

  • Transfer money with ease

    Send money between your Discover® bank accounts and external personal accounts.

    Transfers between Discover deposit accounts are instant. To or from other banks and Discover, please allow up to 4-5 business days.

Discover Mobile App FAQs

If you haven’t done so yet, register for a banking account online at Discover.com/register-account. You can then download Discover Mobile through your device’s app store or by texting APP to 20877 (message and data rates may apply). Finally, open the Discover Mobile app on your device and enter your banking account user ID and password to log in.

No. The Discover Mobile app is free to download and use.

No. If you don’t have a smartphone or a compatible mobile device or if you simply don’t want to download the app, you can always access your account at Discover.com.

Yes. The safety and security of your account is our top priority. Here are a few ways Discover helps protect your information:

  • We use encryption technology to help prevent unauthorized access to your account.
  • We proactively monitor your account for any suspicious activitiy.
  • Discover, a division of Capital One, N.A., is a member of the Federal Deposit Insurance Corporation (FDIC), which means your deposits are FDIC-insured up to the maximum allowed by law.
  • We offer tools, like text and email alerts you can enroll in, to help you stay in the loop.

To learn more about how we keep your account secure, visit our Online Banking Security Center.

Get the Discover mobile app today