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Variable Rates

2.99% - 9.12% APR

Fixed Rates

6.15% - 11.99% APR
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Why Discover Student Loans?

100% Covered

Up to 100% of school-certified college costs are covered.

Zero Fees

That means no loan application fees. No origination fees. And no late fees.


Get a 3.0 GPA or better and get a full 1% cash reward on each new student loan.


All of our Student Loan Specialists are US-based. We're here anytime day or night to help you.

Not all student loans are created equal

DiscoverSallie MaeWells Fargo
Rewards for good grades
Cover up to 100% of school-certified college and graduate school costs
Zero fees
Choose in-school or deferred repayment option
100% US-based Student Loan Specialists, available anytime
Apply in as little as 15 minutes or less

Comparisons based on information obtained on lenders' websites or from customer service representatives as of August 2015. At least a 3.0 GPA (or equivalent) qualifies for a one-time cash reward of 1% of the loan amount of each new Discover student loan. Reward redemption period is limited. Terms and Conditions 

Student loan resources for students and parents

Discover Student Loans believes in responsible borrowing and encourages students to maximize scholarships, grants and other free financial aid before taking private loans. For students who need to borrow, we advise them to compare federal and private student loans to find the loans that best fit their needs.

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