Why Do You Need an Emergency Fund?
- Job loss or unemployment
- Medical or dental bills
- Home repairs
Ask anyone what comes to mind when they think of things that make their lives easier, and they’re likely to say cell phones, household appliances or cars. Yet one of the biggest boosts to easy living in recent years has been the arrival of online banking. Just think of it. No more lines. No dealing with the post office and stamps. And no more chasing down branch managers just to find out the balance of your account.
Because your financial security, convenience, and peace of mind are Discover’s priorities, we strive to provide you with top-notch online banking services.
Today’s online banking customers enjoy instant access from their computer or mobile device to a full range of services, allowing you to:
Online banks such as Discover offer many different types of accounts, including Certificates of Deposit (CDs), Individual Retirement Account CDs, Money Market and an Online Savings Account, and they generally offer higher rates than brick-and-mortar banks. That’s because they have low overhead expenses and can pass their savings along to customers in the form of better rates. But while other banks may offer these accounts, Discover has just the right mix for you, with the returns and liquidity you demand for each unique financial goal.
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Discover Bank, Member FDIC
Online banking with Discover is also secure enough to keep your money safe and your mind at ease. Access is password protected and secured by other identity confirmations, while sophisticated encryption technology is used to prevent unauthorized access to any of your personal data. Of course, Discover accounts are also FDIC insured up to the maximum allowed by law.
Given the growing list of conveniences and services offered through online banking, it’s no surprise that it’s growing in popularity among all age groups. A 2011 survey by the American Bankers Association showed that for the third year in a row, most bank customers (62%) prefer to do their banking online compared with any other method. Survey results showed that the popularity of online banking was not exclusive to the youngest consumers; of customers aged 55 or older, 57% preferred online banking to any other banking method.
So if you’re not already among the growing ranks of enlightened consumers taking advantage of the many benefits of Discover’s online banking services, sign up today. Only Discover offers the unique combination of unparalleled account access, online and mobile security, and competitive rates that will make your financial life easier to manage for years to come
Discover Bank offers a full range of CDs and IRA CDs with terms from 3 months to 10 years as well as Money Market andOnline Savings Accounts. Open an account online in minutes or call our 24-hour U.S.-based Customer Service at 800-347-7000.
The article and information provided herein are for informational purposes only and are not intended as a substitute for professional advice.
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1 Study by T. Rowe Price Retirement Plan Services.