How to Take Advantage of Discover’s Cashback Bonus
Earn cash back on the things you buy every day and choose how you want to redeem your bonus from a variety of attractive options.
Different Ways to Earn
5% Cash Back
Earn 5% cash back at different places each quarter, when you activate.
NOW: Earn 5% at Amazon.com and Target, now – December 31, 2023, on up to $1,500 in purchases, when you activate.2
You'll still earn an unlimited 1% cash back on all other purchases – automatically.
View The 5% Calendar to pay with Cashback Bonus at Amazon.comDifferent Ways to Redeem
Cash
Turn your rewards into cash in any amount, any time1 . Deposit into your bank account or apply to your Discover bill as a statement credit.
Frequently Asked Questions
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants and gas stations, up to the quarterly maximum when you activate.
It's completely free to activate. You can activate 5% Cashback Bonus using the Discover mobile app, your online account or by calling 1-800-DISCOVER.
And you'll still earn unlimited 1% cash back on all other purchases outside of the 5% program.
You can redeem as much or as little Cashback Bonus as you like, even a penny. Do this by paying at checkout at Amazon.com or with PayPal, applying it to your Discover bill, depositing to a bank account, applying statement credit, or donating to a charity. Only gift cards have a starting limit.
Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months.
No, there is no limit to the overall amount of Cashback Bonus you can earn, and you always earn cash back on every purchase. The 5% Cashback Bonus program does have a quarterly maximum and other special promotions may also include a cap.
Ready for cash back on every purchase?
What our cardmembers love about Discover it rewards
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Love it!
November 7, 2017
I love my 5% reward cash back!! The reward calendar is always perfect for my shopping needs!!
– Bryann
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Great Card With Cash back Bonus!
October 6, 2017
I LOVE THE FACT THAT DISCOVER WILL MATCH YOUR CASHBACK AT THE END OF THE YEAR!
– BLUE1
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One of the Best ...
September 26, 2017
I use a limited number of credit cards on a daily basis. For me to use a card, it has to have great customer service, be widely accepted where I do business, have great rewards and must be a company that's fair and that I trust ... the Discover card knocks it out of the ball park on all counts.
The Discover card is easy to use, customer service is outstanding, the rewards are some of the best ... no waiting to reach a certain level to redeem rewards and they are always there when you need help.
– jkshep
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So Happy to Have Discovered, Discover!
September 13, 2017
I've been a Discover customer for a year now. I couldn't be any happier. No glitches, no errors, no gimmicks, marvelous customer service, cash back on all of my purchases; along with lots of other fantastic membership benefits...
– 1HappyCamper
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One of the best cards I have ever had!!
September 9, 2017
Discover is accepted all over! Discover allows me to earn cash back on my everyday purchases and I love that!! Love the customer service Discover offers too!! Great company, great credit card product!
– CaliKris
Average Cardmember Rating 4.8 out of 5
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Redeem Any Amount Any Time: We will credit your account with your cash back bonus balance if your account is closed or has not been used in 18 months. See Cashback Bonus Program Terms and Conditions.
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5% Cashback Bonus: For Discover it® and Discover® More® cardmembers only: Activate to earn 5% Cashback Bonus at Gas Stations and with Digital Wallets from 7/1/23 (or the date on which you activate 5%, whichever is later) through 9/30/23, on up to $1,500 in purchases. Gas Station purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station, and public electric vehicle charging stations. Gas Stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible. Digital Wallet purchases include some online purchases and some in-store purchases made with your smartphone, tablet, or wearable. Wallets that qualify include Apple Pay, Samsung Pay, Garmin Pay and in store with Google Pay. Apple Pay transactions included in this offer are transactions made in-store or online when using the Apple Pay button. Listed merchants are in no way sponsoring or affiliated with this program. Certain third-party payment accounts and digital wallet transactions may not earn 5% if Discover does not receive sufficient transaction detail for the purchase to be identified as being through a digital wallet. Discover does not determine the transaction details it receives for purchases. Using digital wallets to make purchases at gas stations will only earn a total of 5%.
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Use Rewards at Amazon.com: For complete details on how to Pay with Rewards at Amazon.com see Amazon.com/DiscoverRewards. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo, the smile logo and all related marks are trademarks of Amazon.com, Inc. or its affiliates.
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Use Rewards with PayPal: For complete details on how to Pay with Rewards with PayPal see PayPal.com/Discover. Pay with Rewards will be available for eligible credit cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund. To learn more about Pay with Rewards, see terms and conditions. All reward redemptions are subject to Discover’s reward program terms.
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Cashback Match™: We'll match all the cash back rewards you’ve earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You’ve earned cash back rewards only when they’re processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.
Different Ways to Earn
5% Cash Back
Earn 5% cash back at different places each quarter, when you activate.
NOW: Earn 5% at Amazon.com and Target, now – December 31, 2023, on up to $1,500 in purchases, when you activate.2
You'll still earn an unlimited 1% cash back on all other purchases – automatically.
View The 5% Calendar to pay with Cashback Bonus at Amazon.comDifferent Ways to Redeem
Cash
Turn your rewards into cash in any amount, any time1 . Deposit into your bank account or apply to your Discover bill as a statement credit.
Frequently Asked Questions
You can redeem as much or as little Cashback Bonus as you like, even a penny. Do this by paying at checkout at Amazon.com or with PayPal, applying it to your Discover bill, depositing to a bank account, applying statement credit, or donating to a charity. Only gift cards have a starting limit.
Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months.
No, there is no limit to the overall amount of Cashback Bonus you can earn, and you always earn cash back on every purchase. The 5% Cashback Bonus program does have a quarterly maximum and other special promotions may also include a cap.
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants and gas stations, up to the quarterly maximum when you activate.
It's completely free to activate. You can activate 5% Cashback Bonus using the Discover mobile app, your online account or by calling 1-800-DISCOVER.
And you'll still earn unlimited 1% cash back on all other purchases outside of the 5% program.
-
Redeem Any Amount Any Time: We will credit your account with your cash back bonus balance if your account is closed or has not been used in 18 months. See Cashback Bonus Program Terms and Conditions.
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5% Cashback Bonus: For Discover it® and Discover® More® cardmembers only: Activate to earn 5% Cashback Bonus at Amazon.com and Target from 10/1/23 (or the date on which you activate 5%, whichever is later) through 12/31/23, on up to $1,500 in purchases. Amazon.com purchases include those made through the Amazon.com checkout, like digital downloads, Amazon Fresh orders, Amazon Local Deals, Amazon Prime subscriptions, and items sold by third party merchants through Amazon.com’s marketplace. This also includes purchases in-store at Amazon Go. Amazon, the Amazon.com logo, the smile logo and all related marks are trademarks of Amazon.com, Inc. or its affiliates. Target purchases include those made in store at Target, Target.com, or through the Target app. Purchases from individual merchants and stand-alone stores within physical Target locations may not be eligible for this promotion. Purchases made online or through the Target app from Target affiliates, individual merchants or stand-alone stores may not be eligible for this promotion, including, but not limited to, targetoptical.com and targetphoto.com. Target and the Bullseye Design are registered trademarks of Target Brands, Inc. Listed merchants are in no way sponsoring or affiliated with this program.
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Use Rewards at Amazon.com: For complete details on how to Pay with Rewards at Amazon.com see Amazon.com/DiscoverRewards. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo, the smile logo and all related marks are trademarks of Amazon.com, Inc. or its affiliates.
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Use Rewards with PayPal: For complete details on how to Pay with Rewards with PayPal see PayPal.com/Discover. Pay with Rewards will be available for eligible credit cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund. To learn more about Pay with Rewards, see terms and conditions. All reward redemptions are subject to Discover’s reward program terms.