How to Take Advantage of Discover’s Cashback Bonus
Earn cash back on the things you buy every day and choose how you want to redeem your bonus from a variety of attractive options.
Different Ways to Earn
5% Cash Back
Earn 5% cash back at different places each quarter, when you activate.
NOW: Earn 5% at Restaurants and Wholesale Clubs, now – June 30, 2023, on up to $1,500 in purchases, when you activate.2
You'll still earn an unlimited 1% cash back on all other purchases – automatically.
View The 5% Calendar to pay with Cashback Bonus at Amazon.comDifferent Ways to Redeem
Cash
Turn your rewards into cash in any amount, any time1 . Deposit into your bank account or apply to your Discover bill as a statement credit.
Frequently Asked Questions
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants and gas stations, up to the quarterly maximum when you activate.
It's completely free to activate. You can activate 5% Cashback Bonus using the Discover mobile app, your online account or by calling 1-800-DISCOVER.
And you'll still earn unlimited 1% cash back on all other purchases outside of the 5% program.
You can redeem as much or as little Cashback Bonus as you like, even a penny. Do this by paying at checkout at Amazon.com or with PayPal, applying it to your Discover bill, depositing to a bank account, applying statement credit, or donating to a charity. Only gift cards have a starting limit.
Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months.
No, there is no limit to the overall amount of Cashback Bonus you can earn, and you always earn cash back on every purchase. The 5% Cashback Bonus program does have a quarterly maximum and other special promotions may also include a cap.
Ready for cash back on every purchase?
What our cardmembers love about Discover it rewards
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Love it!
November 7, 2017
I love my 5% reward cash back!! The reward calendar is always perfect for my shopping needs!!
– Bryann
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Great Card With Cash back Bonus!
October 6, 2017
I LOVE THE FACT THAT DISCOVER WILL MATCH YOUR CASHBACK AT THE END OF THE YEAR!
– BLUE1
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One of the Best ...
September 26, 2017
I use a limited number of credit cards on a daily basis. For me to use a card, it has to have great customer service, be widely accepted where I do business, have great rewards and must be a company that's fair and that I trust ... the Discover card knocks it out of the ball park on all counts.
The Discover card is easy to use, customer service is outstanding, the rewards are some of the best ... no waiting to reach a certain level to redeem rewards and they are always there when you need help.
– jkshep
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So Happy to Have Discovered, Discover!
September 13, 2017
I've been a Discover customer for a year now. I couldn't be any happier. No glitches, no errors, no gimmicks, marvelous customer service, cash back on all of my purchases; along with lots of other fantastic membership benefits...
– 1HappyCamper
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One of the best cards I have ever had!!
September 9, 2017
Discover is accepted all over! Discover allows me to earn cash back on my everyday purchases and I love that!! Love the customer service Discover offers too!! Great company, great credit card product!
– CaliKris
Average Cardmember Rating 4.8 out of 5
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Redeem Any Amount Any Time: Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months. See Cashback Bonus Program Terms and Conditions.
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5% Cashback Bonus: For Discover it® and Discover® More® cardmembers only: Activate to earn 5% Cashback Bonus at Restaurants and Wholesale Clubs from 4/1/23 (or the date on which you activate 5%, whichever is later) through 6/30/23, on up to $1,500 in purchases. Restaurant purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services. Check with your Wholesale Clubs to make sure your Discover card is accepted. Purchases of affiliated Wholesale Club services, such as delivery services, travel, and cell phone purchases, may not be eligible in this category. Individual merchants and stand-alone stores within physical Wholesale club locations, or online, may not be eligible in this category.
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Use Rewards at Amazon.com: For complete details on how to Pay with Rewards at Amazon.com see Amazon.com/DiscoverRewards. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo, the smile logo and all related marks are trademarks of Amazon.com, Inc. or its affiliates.
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Use Rewards with PayPal: For complete details on how to Pay with Rewards with PayPal see PayPal.com/Discover. Pay with Rewards will be available for eligible credit cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund. To learn more about Pay with Rewards, see terms and conditions. All reward redemptions are subject to Discover’s reward program terms.
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Cashback Match™: We'll match all the cash back rewards you’ve earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You’ve earned cash back rewards only when they’re processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.
Different Ways to Earn
5% Cash Back
Earn 5% cash back at different places each quarter, when you activate.
NOW: Earn 5% at Restaurants and Wholesale Clubs, now – June 30, 2023, on up to $1,500 in purchases, when you activate.2
You'll still earn an unlimited 1% cash back on all other purchases – automatically.
View The 5% Calendar to pay with Cashback Bonus at Amazon.comDifferent Ways to Redeem
Cash
Turn your rewards into cash in any amount, any time1 . Deposit into your bank account or apply to your Discover bill as a statement credit.
Frequently Asked Questions
You can redeem as much or as little Cashback Bonus as you like, even a penny. Do this by paying at checkout at Amazon.com or with PayPal, applying it to your Discover bill, depositing to a bank account, applying statement credit, or donating to a charity. Only gift cards have a starting limit.
Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months.
No, there is no limit to the overall amount of Cashback Bonus you can earn, and you always earn cash back on every purchase. The 5% Cashback Bonus program does have a quarterly maximum and other special promotions may also include a cap.
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants and gas stations, up to the quarterly maximum when you activate.
It's completely free to activate. You can activate 5% Cashback Bonus using the Discover mobile app, your online account or by calling 1-800-DISCOVER.
And you'll still earn unlimited 1% cash back on all other purchases outside of the 5% program.
-
Redeem Any Amount Any Time: Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months. See Cashback Bonus Program Terms and Conditions.
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5% Cashback Bonus: For Discover it® and Discover® More® cardmembers only: Activate to earn 5% Cashback Bonus at Restaurants and Wholesale Clubs from 4/1/23 (or the date on which you activate 5%, whichever is later) through 6/30/23, on up to $1,500 in purchases. Restaurant purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services. Check with your Wholesale Clubs to make sure your Discover card is accepted. Purchases of affiliated Wholesale Club services, such as delivery services, travel, and cell phone purchases, may not be eligible in this category. Individual merchants and stand-alone stores within physical Wholesale club locations, or online, may not be eligible in this category.
-
Use Rewards at Amazon.com: For complete details on how to Pay with Rewards at Amazon.com see Amazon.com/DiscoverRewards. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo, the smile logo and all related marks are trademarks of Amazon.com, Inc. or its affiliates.
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Use Rewards with PayPal: For complete details on how to Pay with Rewards with PayPal see PayPal.com/Discover. Pay with Rewards will be available for eligible credit cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund. To learn more about Pay with Rewards, see terms and conditions. All reward redemptions are subject to Discover’s reward program terms.