Rewards Credit Cards

Get the right rewards credit card

Every Discover card earns rewards on purchases. Choose the card that earns the type of rewards that are most valuable for you.

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Find your rewards credit card

Turn spending into earning! With a Discover rewards credit card, your purchases earn cash back.

Discover it® Cash Back Credit Card
★★★★★
★★★★★
x / 5 Average of x Reviews 
See how we calculate our ratings

Earn 5% cash back

on everyday purchases at different places each quarter, up to the quarterly maximum when you activate.

Plus, earn unlimited 1% cash back on all other purchases — automatically.

Unlimited Cashback Match

Only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!1 There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.

x% Intro APR for x months on purchases and balance transfers. x% Intro Balance Transfer Fee until .

Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply.

Discover it® Chrome Gas and Restaurant Credit Card
★★★★★
★★★★★
x / 5 Average of x Reviews

See how we calculate our ratings

Earn 2% cash back

at gas stations and restaurants on up to $1,000 in combined purchases each quarter.2

Plus, earn unlimited 1% cash back on all other purchases — automatically.

Unlimited Cashback Match

Only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!1 There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.

x% Intro APR for x months on purchases and balance transfers. x% Intro Balance Transfer Fee until .

Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply.

NHL® Discover it® Credit Card
★★★★★
★★★★★
Cards for all 32 teams

Earn 5% cash back

on everyday purchases at different places each quarter, up to the quarterly maximum when you activate.

Plus, earn unlimited 1% cash back on all other purchases — automatically.

Unlimited Cashback Match

Only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!1 There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.

x% Intro APR for x months on purchases and balance transfers. x% Intro Balance Transfer Fee until .

Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply.

Let your credit card rewards take you on a trip. Count on these credit cards to reward you for your travel purchases. Then redeem what you've earned for future adventures.

Discover it® Miles Travel Credit Card blue design
★★★★★
★★★★★
x / 5 Average of x Reviews

See how we calculate our ratings

Earn unlimited 1.5x Miles

on every dollar of every purchase — from airfare and hotels to groceries and online shopping.

Unlimited Discover Match®

Only Discover will automatically match all the Miles you've earned at the end of your first year.1 There's no signing up, no minimum spending or maximum rewards. Just a Mile-for-Mile match.

x% Intro APR for x months on purchases and balance transfers. x% Intro Balance Transfer Fee until

Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply.

Discover it® Chrome Gas and Restaurant Credit Card
★★★★★
★★★★★
x / 5 Average of x Reviews

See how we calculate our ratings

Earn 2% cash back

at gas stations and restaurants on up to $1,000 in combined purchases each quarter.2

Plus, earn unlimited 1% cash back on all other purchases — automatically.

Unlimited Cashback Match

Only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!1 There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.

x% Intro APR for x months on purchases and balance transfers. x% Intro Balance Transfer Fee until .

Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply.

If you’re out on the road and spending a load of money on dining out, gas & restaurant rewards may be the best value for you.

Discover it® Chrome Gas and Restaurant Credit Card
★★★★★
★★★★★
x / 5 Average of x Reviews

See how we calculate our ratings

Earn 2% cash back

at gas stations and restaurants on up to $1,000 in combined purchases each quarter.2

Plus, earn unlimited 1% cash back on all other purchases — automatically.

Unlimited Cashback Match

Only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!1 There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.

x% Intro APR for x months on purchases and balance transfers. x% Intro Balance Transfer Fee until .

Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply.

Discover it® Student Chrome
★★★★★
★★★★★
x / 5 Average of x Reviews

See how we calculate our ratings

Earn 2% cash back

at gas stations and restaurants on up to $1,000 in combined purchases each quarter.2

Plus, earn unlimited 1% cash back on all other purchases — automatically.

Unlimited Cashback Match

Only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!1 There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.

x% Intro APR for x months on purchases.

Then x% - x% Standard Variable Purchase APR will apply.

Our student and secured cards do not require a credit score to apply.* But responsible credit use like making at least your minimum payment on time each month can help you build credit.3

Discover It® Secured credit card
★★★★★
★★★★★
x / 5 Average of x Reviews

See how we calculate our ratings

Earn 2% cash back

at gas stations and restaurants on up to $1,000 in combined purchases each quarter.2

Plus, earn unlimited 1% cash back on all other purchases — automatically.

Unlimited Cashback Match

Only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!1 There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.

Build your credit with responsible use.3

xStandard

Variable Purchase APR.

Your credit line will equal your deposit amount, starting at $200.4

Discover it® Student Cash Back
★★★★★
★★★★★
x / 5 Average of x Reviews

See how we calculate our ratings

Earn 5% cash back

on everyday purchases at different places each quarter, up to the quarterly maximum when you activate.

Plus, earn unlimited 1% cash back on all other purchases — automatically.

Unlimited Cashback Match

Only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!1 There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.

x% Intro APR for x months on purchases.

Then x% - x% Standard Variable Purchase APR will apply.

Discover it® Student Chrome
★★★★★
★★★★★
x / 5 Average of x Reviews

See how we calculate our ratings

Earn 2% cash back

at gas stations and restaurants on up to $1,000 in combined purchases each quarter.2

Plus, earn unlimited 1% cash back on all other purchases — automatically.

Unlimited Cashback Match

Only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!1 There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.

x% Intro APR for x months on purchases.

Then x% - x% Standard Variable Purchase APR will apply.

Student rewards credit cards let you earn cash back on every purchase for school or life today while helping you build your credit history for the future.

Discover it® Student Cash Back
★★★★★
★★★★★
x / 5 Average of x Reviews

See how we calculate our ratings

Earn 5% cash back

on everyday purchases at different places each quarter, up to the quarterly maximum when you activate.

Plus, earn unlimited 1% cash back on all other purchases — automatically.

Unlimited Cashback Match

Only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!1 There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.

x% Intro APR for x months on purchases.

Then x% - x% Standard Variable Purchase APR will apply.

Discover it® Student Chrome
★★★★★
★★★★★
x / 5 Average of x Reviews

See how we calculate our ratings

Earn 2% cash back

at gas stations and restaurants on up to $1,000 in combined purchases each quarter.2

Plus, earn unlimited 1% cash back on all other purchases — automatically.

Unlimited Cashback Match

Only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!1 There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.

x% Intro APR for x months on purchases.

Then x% - x% Standard Variable Purchase APR will apply.

Questions about rewards credit cards

When you compare credit card rewards, consider your spending habits to find the best rewards. If you love to travel, look for a card that gives you Miles for everyday purchases. With the Discover it® Miles card, you can turn Miles into cash or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more.6 If you spend a lot of money on eating out, look for a credit card that gives you cash back when dining out at restaurants.

 

Compare all the rewards and bonus rewards available to you, and check whether the credit card that gives you the best rewards has an annual fee. Discover Cards don't charge an annual fee. Cards with an annual fee may cost more than the rewards are worth, so consider whether you'll spend enough to justify the annual fee before choosing a credit card that charges an annual fee.

Discover offers cash back and Miles rewards. If you're looking for a cash back rewards credit card, consider a cash back rewards card like the Discover it® Cash Back card, which lets you earn 5% cash back on everyday purchases at different places each quarter, up to the quarterly maximum when you activate. And you automatically earn 1% cash back on all other purchases. Other cash back rewards cards have different earnings categories. For example, the Discover Gas & Restaurants credit card earns 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter.2

 

All Discover cards offer Unlimited Cashback Match, which means that Discover will automatically match all the cash back you've earned at the end of your first year1, with no minimum spending or maximum rewards. The Discover it® Miles Card lets you earn Miles that you can redeem as a statement credit for travel purchases.6 Compare the rewards categories to see which ones match your spending habits.

Rewards you earn on your Discover Card never expire7, so you don't have to worry about forfeiting the Miles rewards or cash back rewards you've earned. You can redeem your rewards for cash in any amount at any time.7

Inward Curve

Read helpful articles on rewards credit cards from Discover

Inward Curve

Cash Back Credit Cards: Discover it® Cash Back, Gas & Restaurant Card, NHL® Discover it®

Travel Credit Card: Discover it® Miles

Student Credit Cards: Discover it Student® Cash Back, Student Chrome Card

Secured Credit Card: Discover it® Secured credit card

Cash Back Credit Cards


Intro purchase APR is x% for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: x% variable to x% variable, based on your creditworthiness. Cash APR: x% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x% Intro fee on balances transferred by and up to x% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Travel Credit Card


Intro purchase APR is x% for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: x% variable to x% variable, based on your creditworthiness. Cash APR: x% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x% Intro fee on balances transferred by and up to x% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Student Credit Cards


Intro purchase APR is x% for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by  then the standard purchase APR applies. Standard purchase APR: x% - x% variable, based on your creditworthiness. Cash APR: x% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x% Intro fee on balances transferred by  and up to x% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Secured Credit Card


x% standard variable purchase APR . Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by  then the standard purchase APR applies. Cash APR: x% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50 . Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x% Intro fee on balances transferred by  and up to x% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

NHL and the NHL Shield are registered trademarks of the National Hockey League. NHL and NHL team marks are the property of the NHL and its teams. © NHL 2021. All Rights Reserved.

*Based on 2021 Discover it Secured credit card application data, applicants without a credit score may qualify. You must meet other applicable underwriting criteria. When we evaluate your creditworthiness, we consider all the information you provide on your application, your credit report, and other information. If you have a credit score, we may use that in our evaluation.

Based on the preceding 12 months of Discover Student credit card application data, applicants without a credit score may qualify. You must meet other applicable underwriting criteria. When we evaluate your creditworthiness, we consider all the information you provide on your application, your credit report, and other information. If you have a credit score, we may use that in our evaluation.

  1. Cashback Match: Only from Discover, as of September 2022. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You've earned cash back rewards only when they're processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.

    Discover Match®Only from Discover, as of September 2022. We'll match all the Miles rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You've earned Miles rewards only when they're processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.

  2. 2% Cash Back at gas and restaurants: You earn a full 2% Cashback Bonus® on your first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. Calendar quarters begin January 1, April 1, July 1, and October 1. Purchases at Gas Stations and Restaurants over the quarterly cap, and all other purchases, earn 1% cash back. Gas Station purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station. Gas Stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible. Restaurant purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services. Purchases must be made with merchants in the U.S. To qualify for 2%, the purchase transaction date must be before or on the last day of the offer or promotion. For online purchases, the transaction date from the merchant may be the date when the item ships. Rewards are added to your account within two billing periods. Even if a purchase appears to fit in a 2% category, the merchant may not have a merchant category code (MCC) in that category. Merchants and payment processors are assigned an MCC based on their typical products and services. Discover Card does not assign MCCs to merchants. Certain third-party payment accounts and digital wallet transactions may not earn 2% if the technology does not provide sufficient transaction details or a qualifying MCC. Learn more at Discover.com/digitalwallets. See Cashback Bonus Program Terms and Conditions for more information.

  3. Builds credit with responsible use: Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly. Late payments, delinquencies or other derogatory activity with your other credit card accounts and loans may adversely impact your ability to build credit.

  4. Minimum Security Deposit: A minimum security deposit of $200 is required to open this account and your security deposit must equal your credit limit. Your maximum credit limit (up to $2500) will be determined by your income and ability to pay.

  5. About product reviews: We calculate the average product rating based on ratings that customers submit. We exclude some reviews from being displayed for reasons such as the customer included profanity, reviewed the wrong product, submitted inappropriate or irrelevant content, or revealed personally identifying information. Reviews are not filtered, edited, or deleted simply because they are negative or are lower rated. If a review is excluded, the associated rating is not calculated in the average product rating.

  6. Redeem Miles: Starting at 1 Mile, you can redeem your Miles as a credit to your account to pay for all or part of your bill, for cash as an electronic deposit to your bank account, or for a credit for Travel Purchases made on your statement within the last 180 days. Travel Purchases include airline tickets, hotel rooms, car rentals, travel agents, online travel sites, commuter transportation, restaurants and gas stations. Restaurant purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services. Gas Station purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station. Gas Stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible.

    Even if a travel purchase on your statement appears to fit in a Travel Purchase category, the merchant may not have a merchant category code (MCC) in a Travel Purchase category. Merchants and payment processors are assigned an MCC based on their typical products and services. Discover Card does not assign MCCs to merchants. Certain third-party payment accounts and digital wallet transactions may not be eligible for credit redemption if the technology does not provide sufficient transaction details or a qualifying MCC. See Terms and Conditions for more information.

  7. Rewards Redemption: Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months.

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