Discover Miles build up quickly and give the same value for a travel credit or cash.1 Imagine the possibilities.
Perks for any way you travel - turn Miles into cash or get a statement credit for travel purchases.1
New customers get a signup bonus: Discover will match all the Miles you earn at the end of your first year.2
Discover it® Miles is a travel credit card but is also great for everyday purchases. It's accepted at 99% of places that take credit cards nationwide, according to the Feb. 2022 issue of the Nilson Report. Use Discover it® Miles like travel credit cards: purchase airfare, hotel stays and car rentals. But you can just as easily use it for groceries, gas and paying bills.
The Discover it® Miles travel credit card APR you qualify for may be different depending on your credit history and other factors. You can see if you’re pre-approved for a personalized offer now or apply for the travel credit card offer on this website. If you're comparing the interest rate on other travel credit cards, be sure to check if the card issuer charges an annual fee. Discover it® Miles has no annual fee.
You can turn Miles into cash in any amount, any time.1 And when you think of the best travel credit card, you probably want no blackout dates. That’s why Discover lets you redeem Miles as a statement credit for a travel purchase. Eligible purchases include airfare, hotels, rideshares, gas stations, restaurants and more.1 You can even use Miles immediately when you check out at Amazon.com4 or when you pay with PayPal.5 However you redeem, Miles keep the same value. And Miles never expire.1 Other travel credit cards will have different ways to redeem.
The number of credit card miles it takes to redeem for a flight depends on the flight’s price and the travel rewards card. With Discover, you automatically earn Miles on every purchase. And with a travel purchase like airfare, you can use Discover it® Miles to reimburse the cost of travel purchases as a statement credit, with no blackout dates.1
The Discover it® Miles credit card is accepted at 99% of places that take credit cards nationwide, according to the Feb. 2022 issue of the Nilson Report.
With the Discover it® Miles credit card, you’ll earn unlimited 1.5x Miles on every purchase you make, every day. That includes credit card travel purchases like airfare and hotels as well as daily purchases like groceries, bills or gas.
Yes. If don’t use all your credit card Miles when you redeem, you’ll simply add more Miles to your total with every purchase. Your Miles never expire.1
Discover it® Miles gives you so many perks. You'll earn 1.5X Miles on every purchase, so it’s easy to rack up rewards fast to reach travel goals. You can redeem Miles as a statement credit for travel purchases1, or for cash in any amount, any time. Card membership includes more perks, like great service and security benefits with no annual fee and no foreign transaction fee.
If you're looking at other travel credit cards, see if the card issuer charges a large annual fee or a foreign transaction fee. Perks like lounge access, elite status, a loyalty program, a platinum card or a gold card may not be worth the annual fee. It's hard to know what your credit limit will be before you apply for travel credit cards, but you can check how the reward points work for the card issuer. For example, if there is a bonus point on eligible purchases such as 5x points or 2x points, check what the reward is on everyday purchases. "5x points," "2x points" or "Earn 2x" can sound good unless your typical spending doesn't fit the eligible purchases for that card issuer or their annual fee is too high. Finally see if new card membership comes with security features and service benefits or other helpful perks like the opportunity to do a balance transfer.
With Discover it® Miles, you’ll earn 1.5X Miles for every dollar you spend on a travel purchase or any other purchase, with no limits on how much you can earn, and no annual fee Miles never expire.1 After you earn Miles, you can redeem for a statement credit toward the cost of travel purchases or to get cash rewards.1 Other travel credit cards, such as an airline credit card, will offer different rewards points and your card membership may include an annual fee or blackout dates.
See how the Discover travel rewards card offers perks and benefits you may not find on other travel credit cards.
These money-saving credit card travel benefits can help stretch your budget for your next vacation. Learn more about travel rewards, cash rewards and bonus points on travel credit cards.
Redeem Miles: Starting at 1 Mile, you can redeem your Miles as a credit to your account to pay for all or part of your bill, for cash as an electronic deposit to your bank account, or for a credit for Travel Purchases made on your statement within the last 180 days. Travel Purchases include airline tickets, hotel rooms, car rentals, travel agents, online travel sites, commuter transportation, restaurants and gas stations. Restaurant purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services. Gas Station purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station. Gas Stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible.
Even if a travel purchase on your statement appears to fit in a Travel Purchase category, the merchant may not have a merchant category code (MCC) in a Travel Purchase category. Merchants and payment processors are assigned an MCC based on their typical products and services. Discover Card does not assign MCCs to merchants. Certain third-party payment accounts and digital wallet transactions may not be eligible for credit redemption if the technology does not provide sufficient transaction details or a qualifying MCC. See Terms and Conditions for more information.
Rewards Redemption: Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months.
Discover Match®: Only from Discover, as of September 2022. We'll match all the Miles rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You've earned Miles rewards only when they're processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.
Acceptance: According to the Feb 2022 issue of the Nilson Report.
Amazon: Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates.
PayPal: PayPal, the PayPal logo are trademarks of PayPal or its Affiliates. Listed merchants are in no way sponsoring or affiliated with this program.
FICO® Credit Score Terms: Your FICO® Credit Score, key factors and other credit information are based on data from TransUnion® and may be different from other credit scores and other credit information provided by different bureaus. This information is intended for and only provided to Primary account holders who have an available score. See Discover.com/FICO about the availability of your score. Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. Customers will see up to a year of recent scores online. Discover and other lenders may use different inputs, such as FICO® Credit Scores, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
If you prefer not to receive your FICO® Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process your request. To learn more, visit Discover.com/FICO.
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