The Discover Miles card offers great built-in travel benefits
Automatically earn rewards on every purchase, every day, and then redeem how you like for cash or travel.
Unlimited 1.5x Miles on every dollar of every purchase. Your rewards never expire.1
We'll match all the rewards you've earned at the end of your first year – automatically – with no limit.2 Only for new cardmembers.
Redeem for cash or travel in any amount It's your call. Get cash any time. Or get a statement credit toward the travel purchases you've made. Either way, 100 Miles always equals $1.00.3
0% Intro APR† for 14 months on purchases. Then 11.49%-23.49% Standard Variable Purchase APR applies.Apply Now
Here's how unlimited 1.5x rewards work for you
Earn 1.5x on every
$1 you spend on purchases
We match ALL
your first–year rewards
Redeem any amount
your way for cash or travel
All with No Annual Fee
- 1. Rewards Never Expire: We will credit your account with your rewards balance if your account is closed or has not been used in 18 months.
- 2. Discover Match: After the first 12 consecutive billing periods that your new account is open, we will match all the Miles you've earned and apply them to your account in the following one or two billing periods. If your account is closed or no longer in the Miles reward program at the time we calculate your potential award, your Miles will not be matched. You've earned Miles rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers.
- 3. Redeem Miles: Starting at 1 Mile, you can redeem for cash as a electronic deposit to your bank account or for a credit for Travel Purchases on your statement made within in last 180 days. Travel Purchases include airline tickets, hotel rooms, car rentals, travel agents, online travel sites and commuter transportation. Redemption may not be available for approximately 24-48 hours if your card is reported lost or stolen. See Miles rewards terms and conditions.
- * Intro purchase APR is 0% for 14 months from date of account opening; then the standard purchase APR applies. Intro Balance Transfer APR is 10.99% for 14 months from date of first transfer, for transfers under this offer that post to your account by April 10, 2017; then the standard purchase APR applies. Standard purchase APR: 11.49% variable to 23.49% variable, based on your creditworthiness. Cash APR: 25.49% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% of the amount of each transfer. Annual Fee: None. Rates as of December 30, 2016. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.