Here's how it works
Share Discover with friends
Text, email or share your personal link on social media. They'll apply for their card using this link.
They get their Discover Card
Once approved, they just need to make a purchase with their new card in the first 3 months.1
You both get rewarded
You and your friend will each enjoy a statement credit! Refer more friends to keep earning.
Here's how it works
Share Discover with friends
Text, email or share your personal link on social media. They'll apply for their card using this link.
They get their Discover Card
Once approved, they just need to make a purchase with their new card in the first 3 months.1
You both get rewarded
You and your friend will each enjoy a statement credit! Refer more friends to keep earning.
You'll both be happy you shared Discover
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"Discover's customer service is above and beyond all…I tell my friends, family and peers how great Discover is to work with…thank you for all you do and the customer minded culture you have created."
Member Since 2005
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"I have recommended you to friends just as my dad recommended you to me. Your customer service is what makes you superior to any other credit card and I take every opportunity to tell everyone I know how satisfied I am & have been with you for 20+ years."
Member Since 2002
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"I am always pleased with the promptness of replies and speaking to a real person. I prefer Discover over any other cards because of your service and attention to details."
Member Since 2011
Frequently Asked Questions
It’s an easy way to get a statement credit reward. For each friend you refer who is approved, you’ll receive statement credit. Once your friend makes their first purchase within the first three months, they will also get a statement credit. Referral reward statement credit amounts range from $50 to $100 and maximum annual referral amount will be stated in individual referral offers on the Refer a Friend mobile page.
In order to participate, your account must be in good standing. To receive the statement credit, your friend must apply for the specific offer sent via the link provided, make a purchase that posts to their account within three months of opening a new Discover account. You will receive a statement credit for each approved friend, up to $500 per calendar year. Offer not available for referrals that are existing Discover cardmembers.
From the top navigation, under Rewards, select “Refer a Friend”. You can refer friends via email, Facebook, Twitter, and personal share link. We’ll handle everything, starting by sending a unique link to your friend so we can track the status of your referral.
You know your friends best. Tell them about all the great ways to use your Discover Card and rewards that you’d think they’d also enjoy.
It may take up to 5 weeks for your statement credit reward to post to your account after each referral is approved.
You may earn up to $500 in statement credits per calendar year.
Discover it® Cash Back, Discover it® Student Cash Back, Discover it® Chrome, Discover it® Chrome for Students, Discover it® Miles, Discover More®
Refer-a-Friend eligible cardmembers will receive a statement credit referral reward if their friend applies for the specific offer sent via the link provided and is approved by December 31, 2022. Referral reward statement credit amounts range from $50 to $100 and maximum annual referral amount will be stated in individual referral offers upon login.
You are not eligible to refer a friend if you have a Discover it® Secured Credit Card, or Discover it® Business Card. Your account must be in good standing to receive your referral reward. Each eligible friend who was referred will receive a statement credit after making a purchase within three months of opening a new Discover account. Existing Discover cardmembers and those who have opted out of receiving marketing communications from Discover are not eligible referrals.
You will not be notified whether a specific referral was approved or declined. Please allow up to 1-2 billing periods for the statement credit to post to your account after each referral is approved. Statement credits you receive may be taxable to you. Please contact your tax advisor. Offer may not be combined with any other introductory offer.
You get a statement credit
for each friend that becomes a cardmember
Your friend gets a statement credit
after their first purchase in the first three months
Cardmembers are saying...
Disclaimer
Discover it® Cash Back, Discover it® Student Cash Back, Discover it® Chrome, Discover it® Chrome for Students, Discover it® Miles, Discover More®
Refer-a-Friend eligible cardmembers will receive a statement credit referral reward if their friend applies for the specific offer sent via the link provided and is approved by December 31, 2022. Referral reward statement credit amounts range from $50 to $100 and maximum annual referral amount will be stated in individual referral offers upon login.
You are not eligible to refer a friend if you have a Discover it® Secured Credit Card, or Discover it® Business Card. Your account must be in good standing to receive your referral reward. Each eligible friend who was referred will receive a statement credit after making a purchase within three months of opening a new Discover account. Existing Discover cardmembers and those who have opted out of receiving marketing communications from Discover are not eligible referrals.
You will not be notified whether a specific referral was approved or declined. Please allow up to 1-2 billing periods for the statement credit to post to your account after each referral is approved. Statement credits you receive may be taxable to you. Please contact your tax advisor. Offer may not be combined with any other introductory offer.