OR
Earn rewards on every purchase
Earn 5% Cash Back
On everyday purchases at different places you shop each quarter–like grocery stores, restaurants, gas stations, and more–up to the quarterly maximum when you activate.
Plus, your cash back will never expire3
99% nationwide acceptance — Discover is accepted nationwide by 99% of places that take credit cards.2
Join those in the know
“Excellent card
The rewards are great, I love being able to shop at my
favorite stores and get rewards back.
One of the 28,000+ 5-star reviews as of 11/24
Very Great features
I'm just thrilled with my card [and] use it all the time for everything.
One of the 28,000+ 5-star reviews as of 11/24
Awesome card AND customer service!
The Discover IT card is a must have! This card offers great reward categories and is my go-to card for balance transfers. I cannot begin to express how much I appreciate the U.S. based customer service, and I pray that this never changes. In my opinion, Discover is superior in the products and services that they offer.
One of the 28,000+ 5-star reviews as of 12/24
Security features that matter
Online Privacy Protection
We’ll help you regularly remove your personal info from select people-search websites that could sell your data. It’s free, activate with the Discover app.8
Turn your account on/off with Freeze it®
If you misplace your card, you can prevent new purchases, cash advances and balance transfers in seconds with the Freeze it® on/off switch on our mobile app and website.5
Free Social Security Number Alerts
Get an alert if we find your Social Security Number on any of thousands of Dark Web sites.4 Activate for free.
A look that's all
yours
Choose from 25 colorful designs when you
apply to become a Discover it® card member.
Start out right with our low intro APR
x% Intro APR† for x months on purchases and balance transfers and x% Intro Balance Transfer Fee until x. Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply.
Cash back credit card FAQs
Discover will automatically match all the cash back you earn at the end of your first year after you open your new Discover it® cash back card.1 So if you earn $50 cash back, we'll give you another $50.
No, there's no limit to how much we'll match.
Yes, you can redeem cash back any time after you earn it and still receive the full match amount at the end of your first year.
You don’t have to sign up, just use your Discover card for purchases to earn cash back. We'll automatically match all the cash back you earn at the end of your first year.1
No, there is no annual fee for the Discover it® Card. We think you deserve the rewards of our cash back credit card without an annual fee setting you back.
Yes, eligible customers may qualify for an x% Intro APR† for x months on purchases and balance transfers. x% Intro Balance Transfer Fee until x. Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply.
†See rates, fees and other info
†See rates, fees and other info
While cards with no annual fee can lower the cost of using your card, these credit cards will charge interest and could have other types of fees. When you pay your balance on time and in full at each billing statement, you may be able to avoid paying interest on purchases and reduce the cost of using credit.
So while there’s no extra charge each year with a no annual fee credit card, any interest charges on your account are a cost of using credit.
Learn more about cash back rewards credit cards from Discover
The Discover Cashback Bonus program allows you to earn cashback rewards on every purchase.
Find out which credit cards you may qualify for with our online credit card-pre-approval tool - checking doesn't impact your credit score and can personalize your offer.
With a 99 percent acceptance rate at merchants that accept credit cards, it’s likely that Discover is accepted at your retailer of choice.2
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