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Cash Back Credit Cards

with no annual fee.

Discover It Cash Credit Card

Discover it® card

Earn 5% cash back
In rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus unlimited 1% cash back on all other purchases.5% Cashback Calendar

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Discover It Cash Credit Card

NHL® Discover it® card

Earn 5% cash back
In rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus unlimited 1% cash back on all other purchases.5% Cashback Calendar

Apply Now Learn More
Discover It Cash Credit Card

Discover it® Gas and Restaurant card

Earn 2% cash back
At gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus unlimited 1% cash back on all other purchases.

Apply Now Learn More

These cash back credit cards also include

Low Intro Rate

 

0% Intro APR for 14 months on purchases and balance transfers. Then 11.99%-23.99% Standard Variable Purchase APR applies, 3% fee for each balance transfer

Cashback Match

 

We'll automatically match all the cash back you've earned at the end of your first year, dollar for dollar. With no limit to how much we'll match.1

100% U.S.-Based Customer Service

 

Talk to a real person at any time, day or night. And we won't waste your time trying to sell you other products when you call.

24/7 Security

 

We monitor every purchase, every day—and you're never responsible for unauthorized charges on your Discover card account.

FICO® Credit Score for FREE

 

On monthly statements, mobile and online2

Redeem With Ease

 

Your cash back never expires. Redeem your rewards in any amount, at any time.3

All with no annual fee

Financial Education

Girl Applying Online

Applying for Credit Cards online:
What you need to know

Applying for a new credit card? Learn how to increase your chances of approval and protect you personal information during the process.

Reviewing Balance Transfer Offer

Benefits of a 0% Balance Transfer Offer

Apply for a 0% balance transfer with Discover, consolidate your payments and save on outstanding credit card debt.

Window Shopping

5 Ways to Redeem Your Credit Card Rewards

You've earned the rewards. Now comes the fun part. See 5 ways you can make the most of your credit card reward points today.

Want more Financial Resources? Visit the Discover Credit Resource Center

NHL and the NHL Shield are registered trademarks of the National Hockey League. NHL and NHL team marks are the property of the NHL and its teams. © NHL 2017. All Rights Reserved.

  • Intro purchase APR is 0% for 14 months from date of account opening; then the standard purchase APR applies. Intro Balance Transfer APR is 0% for 14 months from date of first transfer, for transfers under this offer that post to your account by February 10, 2018; then the standard purchase APR applies. Standard purchase APR: 11.99% variable to 23.99% variable, based on your creditworthiness. Cash APR: 25.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% of the amount of each transfer. Annual Fee: None. Rates as of October 31, 2017. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
  1. Cashback MatchTM: Only from Discover, as of September 2017. No purchase minimums. After the first 12 consecutive billing periods that your new account is open, we will match all of the cash back rewards you've earned and apply them to your account in the following one or two billing periods. If your account is closed or no longer in the cash back reward program at the time we calculate your potential award, your cash back will not be matched. You've earned cash back rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers.
  2. FICO® Credit Score Terms: Your FICO® Credit Score, key factors and other credit information are based on data from TransUnion® and may be different from other credit scores and other credit information provided by different bureaus. This information is intended for and only provided to Primary account holders who have an available score. See Discover.com/FICO about the availability of your score. Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. Customers will see up to a year of recent scores online. Discover and other lenders may use different inputs, such as FICO® Credit Scores, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.

    If you prefer not to receive your FICO® Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process your request. To learn more, visit Discover.com/FICO.
  3. Use Rewards at Amazon.com: Amazon is not a sponsor of this promotion. Amazon, Amazon.com, the Amazon.com logo and the smile logo are registered trademarks of the Amazon.com, Inc. or its affiliates. For complete details on how to Pay with Cashback Bonus at Amazon.com see Amazon.com/Cashback Bonus.