Explore the benefits of your Discover® Card

There's more to your card than you may know—and it all comes with Anchor link to disclosuresno annual fee.

Explore the benefits of your Discover® Card

There's more to your card than you may know—and it all comes with Anchor link to disclosuresno annual fee.

We’ve always got your back

Fraud Protection

We monitor your card and account 24/7 for any fraudulent activity. And you’re never responsible for unauthorized purchases made on your Discover card.

Link to Fraud FAQsLearn More

Social Security Number Alerts

We’ll send an alert if your SSN is found on any of thousands of Dark Web sites.1

Link to Social Security Account AlertsLearn More

Inquiry and New Account Alerts

We’ll monitor your Experian credit report and notify you if anyone pulls your credit or opens a new account.1

Link to Social Security Account AlertsLearn More

Freeze it®

Freeze your account in seconds to prevent new purchases, cash advances and balance transfers on your account.2

Link to Log In to Freeze AccountLog in to Access

Tracking your finances made easy

FICO® Credit Scorecard

Check your FICO® Score anytime for free with no dings to your credit.3

Log In to Access

Recurring Charges Dashboard

Keep track of automatic spending like utilities and phone bills, all in one convenient place.4

Link to Recurring Charges PageLog In to Access

Spend Analyzer

Easily track your spend, view rewards and help build your budget.

Log In to Access

Account Alerts

Set up alerts to get notified when a purchase is made, when a payment is due and much more.

Log In to Access

The way you pay is up to you

Contactless Payments

Check out quickly when you tap and pay with your contactless card.5

Link to Contactless Landing PageLearn More

Pay with Rewards

Use your Cashback Bonus® or Miles to check out at Amazon.com6 and with PayPal.7

Link to Amazon.com Pay with Cashback Bonus pageLearn About Rewards with Amazon.com

Link to PayPal pay with Discover Card rewards pageLearn About Rewards with PayPal

Digital Wallets

Add your card to Apple Pay, Samsung Pay or Google Pay, for a fast and easy checkout.

Link to Digital Wallets Landing PageLearn More

Here for you when you need us

100% U.S.-Based Customer Service

Our customer service reps are available to help you 24/7 at 1-800-347-2683.

Link to Contact Us pageLearn More

Online Chat

Message a U.S.-based agent to get your questions answered, online or on your phone.

Link to Contact Us pageLearn More

Discover Mobile App

Our mobile app puts everything you need at your fingertips, wherever you go.

  • Make payments, redeem rewards and more
  • Even message us for service, day or night
Link to Discover Mobile App Landing PageDownload the App

Rewards

No matter the card, your rewards will never expire and you can redeem for cash at any time.

Earn 5% Cashback Bonus® on everyday purchases at different places each quarter like Amazon.com8, grocery stores, restaurants, gas stations and when you pay using PayPal9, up to the quarterly maximum when you activate. Plus, earn unlimited 1% Cashback Bonus® on all other purchases – automatically

2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% Cashback Bonus® on all other purchases - automatically

1.5x Miles for every dollar you spend with your card.

Not a Cardmember?

Find the Discover card that's right for you

Explore CardsExplore Cards

* Discover it and Discover it Chrome
Intro purchase APR is 0% for 14 months from date of account opening; then the standard purchase APR applies. Intro Balance Transfer APR is 0% for 14 months from date of first transfer, for transfers under this offer that post to your account by ; then the standard purchase APR applies. Standard purchase APR: 11.99% variable to 22.99% variable, based on your creditworthiness. Cash APR: 24.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% Intro fee on balances transferred by and up to 5% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Discover it Miles
Intro purchase APR is 0% for 14 months from date of account opening; then the standard purchase APR applies. Intro Balance Transfer APR is 10.99% for 14 months from date of first transfer, for transfers under this offer that post to your account by ; then the standard purchase APR applies. Standard purchase APR: 11.99% variable to 22.99% variable, based on your creditworthiness. Cash APR: 24.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% Intro fee on balances transferred by and up to 5% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

  1. Discover® Identity Alerts are offered by Discover Bank at no cost, only available online, and currently include the following services: (a) daily monitoring of your Experian® credit report and an alert when a new inquiry or account is listed on your report; (b) daily monitoring of thousands of Dark Web sites known for revealing personal information and an alert if your Social Security Number is found on such a website. This information is intended for, and only provided to, Primary credit cardmembers whose accounts are open, in good standing and have an email address on file. The Primary cardmember must agree online to receive identity alerts. Identity alert services are based on Experian information and data which may differ from information and data at other credit bureaus. Monitoring your credit report does not impact your credit score. This benefit may change or end in the future. Discover Bank is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. To see a list of Frequently Asked Questions, visit discover.com/freealerts.

  2. Freeze it®: When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, delayed authorizations (such as some transit purchases), payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.

  3. FICO® Credit Score Terms: 
    Your FICO® Credit Score, key factors and other credit information are based on data from TransUnion® and may be different from other credit scores and other credit information provided by different bureaus. This information is intended for and only provided to Primary account holders who have an available score. See Discover.com/FICO about the availability of your score. Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. Customers will see up to a year of recent scores online. Discover and other lenders may use different inputs, such as FICO® Credit Scores, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

    If you prefer not to receive your FICO® Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process your request.

    Discover Financial Services and Fair Isaac are not credit repair organizations as defined under federal law or state law, including the Credit Repair Organizations Act. Discover Financial Services and Fair Isaac do not provide "credit repair" services or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.

  4. You'll only see activity in your dashboard that merchants mark as a recurring charge.

  5. Don't see the contactless symbol on your card?  You can request a contactless card. 

  6. Link to Amazon.com Pay with Cashback Bonus pageUse Rewards at Amazon.com: For complete details on how to Pay with Cashback Bonus at Link to Amazon.comAmazon.com see Link to Amazon.com Pay with Cashback Bonus pageAmazon.com/CashbackBonus. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates.

  7. Link to PayPal pay with Discover Rewards pageUse Rewards with PayPal: For complete details on how to Pay with Cashback Bonus with PayPal see Link to PayPal pay with Discover Rewards pagePayPal.com/Discover. Pay with Rewards will be available for eligible credit cards on eligible purchases. All reward redemptions are subject to Discover’s reward program terms.

  8. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates.

  9. PayPal, the PayPal logo are trademarks of PayPal or its Affiliates. Listed merchants are in no way sponsoring or affiliated with this program.