Why get a personal loan from Discover
No loan origination fees. No fees of any kind as long as you pay on time.
6.99% to 24.99% APR
Lock in your rate. Your monthly payment will never change.
loan terms around you
Use our personal loan calculator to design your loan around the loan amount and length.
Pay off higher rate loans and credit cards. You can save hundreds - or even thousands - of dollars.
How it works
1Check your rate
Get your personal loan interest rate with no impact to your credit. Simply enter the amount and length of the loan you want to get started.
2Apply in minutes
Our highly trained loan specialists are ready to help you with the application 7 days a week.
3Get funds fast
Most get a decision the day they apply. If approved, you can have funds sent directly to you or to your creditors.