Personal Loans

can help you take control & reach your goals

A personal loan can be an ideal solution for individuals with good credit and a strong financial history. You get competitive, fixed rates with flexible payment options to help you reach your goals.

Not all personal loans deliver
the same advantages

A Discover Personal Loan delivers important advantages when it comes to taking more control of your financial picture. Here’s how some of the major features and benefits compare.1

Discover
Personal Loan
Lending
Club
Wells Fargo
Personal Loan
Prosper
Funding
APR range

6.99% up to 24.99%

5.99% up to 35.96%

6.46% up to 23.96%

5.99% up to 36.00%

Origination fees
or closing costs

$0

$679 2

$0

$669 2

Flexible
repayment options

36, 48, 60, 72, or 84 months

24, 36 or 60
months

up to 60 months; varies by loan amount

36 or 60
months

Option to pay off creditors directly
Directly deposited funds placed into any of your bank accounts
You can apply online or by phone even if you are not a current customer
Return the loan funds within 30 days and pay no interest

1.Comparison conducted by an independent research firm and based on data compiled in March 2016 from company websites, customer service agents, and consumer credit offers.

2.Origination fee estimates are based on average loan amount and average origination fee % listed in company filings(10-Q).

One personal loan.
Many things to use it for.

A personal loan from Discover can be used many ways - whether your goal is consolidating debts, paying for big life events, taking care of major purchases or handling unexpected bills.

Learn more about loan uses >
debt consolidation loans

Consolidate your
higher-interest debt
at a lower rate

Debt Consolidation Loans >

wedding loans

Celebrate the wedding
you've always
imagined

Wedding Loans >

green loans

Upgrade to more
energy-efficient
appliances

Green Loans >

vacation loans

Take a family
vacation they'll
always remember

Vacation Loans >

More than 1 million
Americans empowered

Discover Personal Loans has helped more than 1 million Americans. In all 50 states. From many walks of life. So chances are good, we can help you meet your goals, too. The people below are examples of real Discover customers who've been approved for a personal loan.

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Loan Use

Credit Quality

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Credit Quality

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Loan Use

Credit Quality

Loan Amount $

Loan Use

Credit Quality

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Loan Use

Credit Quality

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Loan Use

Credit Quality

“When I was worried about money... Discover gave me a personal loan. Can a personal loan change your life? Absolutely! It changed mine. It helped me get out of debt.”1

Jessica B, Northport, NY

1. Testimonials received from videos from actual customers who participated in the Discover Personal Loans Video Contest in 2015

Have questions?

Give us a call and speak with a dedicated, U.S-based loan specialist.

1-866-248-1255

Monday-Friday, 8am-11pm ET

Saturday-Sunday, 9am-6pm ET