Pay off your higher-interest debt—fast
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Lock in a lower |
Make only one |
Choose a loan term that works for you |
You could lock in a lower, fixed rate debt consolidation loan that can help you eliminate hundreds or even thousands of dollars in future interest payments. |
Control your budget by combining multiple higher-interest bills–such as credit cards, department store cards or medical bills into one convenient monthly payment. |
You’ll know from day one exactly how quickly you can pay off your debt consolidation loan. You pick the timeline that best fits your financial situation. |
Leverage the benefits of a debt
consolidation loan from Discover
Discover Personal Loans can help you save money on interest and give you more control over the size and timing of monthly payments. If you’d like, we can even pay your creditors for you.
Rates ranging from 6.99% to 24.99% APR
Obtaining a lower rate can mean significant savings for you–especially when you compare the lower, fixed rate to the average variable rates on revolving debts.
1. The availability of rates and payment term options is based on creditworthiness at the time of application.
Pay off creditors directly
The funds can be sent directly to your creditors so you don’t have to worry about paying them off. Or, the funds can go straight to your bank account or to you by check.
Payment plans from 36 to 84 months
Personalized payment plans give you the ability to save on interest by selecting a shorter timeframe or lower your monthly payment by choosing a longer loan term.
See how much you could save
The debt consolidation calculator is an easy, at–a–glance tool that illustrates time and interest savings using your current information.
Combine balances with
credit card consolidation
A Discover Personal Loan can help you combine multiple balances on higher–interest debts such as credit cards, department store cards, and medical bills into one convenient payment. Plus, the fixed interest rate on a personal loan is generally lower than the higher, variable rates associated with many revolving debts.
“I picked up the phone and gave Discover a call. It was one of the best things I've ever done.”1
Aric M, Desoto, TX
1. Testimonials received from videos from actual customers who participated in the Discover Personal Loans Video Contest in 2015.
Have questions?
Give us a call and speak with a dedicated, U.S-based loan specialist.
Monday-Friday, 8am-11pm ET
Saturday-Sunday, 9am-6pm ET
