Pay off your higher-interest debt—fast

Leverage the benefits of a debt
consolidation loan from Discover

Discover Personal Loans can help you save money on interest and give you more control over the size and timing of monthly payments. If you’d like, we can even pay your creditors for you.

Rates ranging from 6.99% to 24.99% APR

Obtaining a lower rate can mean significant savings for you–especially when you compare the lower, fixed rate to the average variable rates on revolving debts.

1. The availability of rates and payment term options is based on creditworthiness at the time of application.

Pay off creditors directly

The funds can be sent directly to your creditors so you don’t have to worry about paying them off. Or, the funds can go straight to your bank account or to you by check.

Payment plans from 36 to 84 months

Personalized payment plans give you the ability to save on interest by selecting a shorter timeframe or lower your monthly payment by choosing a longer loan term.

See how much you could save

The debt consolidation calculator is an easy, at–a–glance tool that illustrates time and interest savings using your current information.

Comparison Of Time To Pay Down Debt Versus Interest Savings

Combine balances with
credit card consolidation

A Discover Personal Loan can help you combine multiple balances on higher–interest debts such as credit cards, department store cards, and medical bills into one convenient payment. Plus, the fixed interest rate on a personal loan is generally lower than the higher, variable rates associated with many revolving debts.

debt consolidation customer
“I picked up the phone and gave Discover a call. It was one of the best things I've ever done.”1

Aric M, Desoto, TX

1. Testimonials received from videos from actual customers who participated in the Discover Personal Loans Video Contest in 2015.

Have questions?

Give us a call and speak with a dedicated, U.S-based loan specialist.


Monday-Friday, 8am-11pm ET

Saturday-Sunday, 9am-6pm ET