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The lowest APR is available to borrowers requesting at least $80,000 with the best credit and other factors. The APR will be between 4.15% and 8.99% for first liens and 4.15% and 11.99% for second liens based on loan amount and a review of credit-worthiness, including income and property information, at the time of application. Loan amounts available from $35,000 to $200,000.