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Tap Into Your Home Equity

Cover life's big expenses
and big adventures

Borrow $35,000 - $200,000
Loan amounts from $35,000 to $300,000 available in lump sum amounts with fixed monthly payments.
Low, Fixed Rates - One Low Monthly Payment
Fixed APRs from
       x.xx% APR for 1st lien and
     x.xx% APR for 2nd lien.

View APR Disclosure

Zero-fee Appraisal, Zero-fee Origination
Apply today for a loan with $0 appraisal fees, $0 processing fees, and $0 costs required at closing.

Tap into your borrowing power

A home equity loan or cash out refinance with a fixed low rate could help you navigate unexpected major expenses or finance a planned major purchase.
Apply Online
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Or Call 1-855-361-3435

Weekdays 8am–Midnight ET
Weekends 10am–6pm ET

Improve Your Home

Choose how to use your fixed rate loan

Balance Your Budget
Balance Your Budget
Use $35,000 - $300,000 to recalculate your finances and put yourself on the path to a brighter future with one low monthly payment.
Buy a New Car
Buy a New Car
With a low rate, you could finance a larger vehicle for your family or upgrade to the sports car of your dreams.
Use It for Almost Anything
Use It for Almost Anything
Pay the tuition of a loved one, plan the perfect wedding, or take care of any unexpected bills.

Compare a home equity loan to a personal loan from Discover to decide what works best for you.

Run the numbers with our calculators

Explore potential loan options.
Loan amount calculator
Estimate your monthly payment.
Rate & payment calculator

Explore ways to use your home equity

Find your low,
fixed rate

Use our Monthly Payment Calculator to find a rate and payment that fit your budget.

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Start your application online or give us a call.

Get Started
  • Weekdays 8am–Midnight ET
  • Weekends 10am–6pm ET

Loan Payment Example Disclosure

For example, if you borrowed $60,000 for a 20 year term at 8.86% APR, your fixed monthly payments would be $534.45.