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Tap Into Your Equity with Discover

Cover life's big expenses
and big adventures.

Borrow $35,000 - $200,000
Borrow $35,000 - $200,000 to pay for an outdoor pool or other big expenses.
Low, Fixed Rates - One Low Monthly Payment
Enjoy a low fixed rate, starting at 3.99% APR.
Zero-fee Appraisal, Zero-fee Origination
Apply now to get zero appraisal fees and zero charges at closing.

Tap into your borrowing power.

A home equity loan or cash out refinance with a fixed low rate could help you navigate unexpected major expenses or finance a planned major purchase.

Weekdays 8am–Midnight ET
Weekends 10am–6pm ET

Improve Your Home

Pick and choose how to use your fixed rate loan.

Balance Your Budget
Balance Your Budget
Use $35,000 - $200,000 to recalculate your finances and put yourself on the path to a brighter future with one low monthly payment.
Buy a New Car
Buy a New Car
With a low rate, you could finance a larger vehicle for your family or upgrade to the sports car of your dreams.
Use It for Almost Anything
Use It for Almost Anything
Pay the tuition of a loved one, plan the perfect wedding, or take care of any unexpected bills.

Need a loan for less than $35,000 to do work on your home? Consider a Discover Personal Loan

Run the numbers with our calculators.

Estimate how much you could borrow.
Calculate your possible monthly payment.

Get inspired with articles from our blog.

Find your low,
fixed rate

Use our Rate Calculator to find the  rate and monthly payment that  fits your budget.
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Start your application online

or give us a call.

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  • Weekdays 8am–Midnight ET
  • Weekends 10am–6pm ET
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Start your application online or give us a call.

Main
  • Weekdays 8am–Midnight ET
  • Weekends 10am–6pm ET