Mortgage Refinance - Hero Image

Tap Into Your Home Equity

Cover life's big expenses
and big adventures

Borrow $35,000 - $200,000
Loan amounts from $35,000 to $300,000 available in lump sum amounts with fixed monthly payments.
Low, Fixed Rates - One Low Monthly Payment
Fixed APRs from
       x.xx% APR for first liens and
     x.xx% APR for second liens
Zero-fee Appraisal, Zero-fee Origination
Apply today for a loan with $0 appraisal fees, $0 processing fees, and $0 costs required at closing.

Tap into your borrowing power

A home equity loan or cash out refinance with a fixed low rate could help you navigate unexpected major expenses or finance a planned major purchase.

Weekdays 8am–Midnight ET
Weekends 10am–6pm ET

Improve Your Home

Choose how to use your fixed rate loan

Balance Your Budget
Balance Your Budget
Use $35,000 - $300,000 to recalculate your finances and put yourself on the path to a brighter future with one low monthly payment.
Buy a New Car
Buy a New Car
With a low rate, you could finance a larger vehicle for your family or upgrade to the sports car of your dreams.
Use It for Almost Anything
Use It for Almost Anything
Pay the tuition of a loved one, plan the perfect wedding, or take care of any unexpected bills.

Compare a home equity loan to a personal loan from Discover to decide what works best for you.

Run the numbers with our calculators

Explore potential loan options.
Estimate your monthly payment.

Explore ways to use your home equity

Find your low,
fixed rate

Use our Monthly Payment Calculator to find a rate and payment that fit your budget.


Start your application online or give us a call.

  • Weekdays 8am–Midnight ET
  • Weekends 10am–6pm ET