Have fun cooking with your family in a renovated kitchen.

Home Improvement Loan

Transform your space with the help of your home equity

Borrow $35,000 - $200,000
Fund one big project or several small ones with a home equity loan between $35,000 and $300,000.
100% U.S.-Based Customer Service
Our 100% US-based customer service team is ready to help you get started.
Zero-fee Appraisal, Zero-fee Origination
Apply today to start your home improvement financing with $0 cash due at closing.

Ready to start planning?

If you have enough equity in your home, and you’ve been dreaming about improving your structure or property, consider applying for a low, fixed-rate home equity loan or cash out mortgage refinance loan with no charges at closing.

Weekdays 8am–Midnight ET
Weekends 10am–6pm ET

Refresh the look and feel of your home

Remodel or upgrade with a fixed rate loan

Add to Your Space
Add to Your Space
$35,000 - $300,000 will help you boost your square footage, repurpose your basement, or build that she-shed.
Improve a Room or Two
Improve a Room or Two
With a low rate and monthly payment, you could add a home office, dream kitchen, or master bedroom suite.
Increase Your Green
Increase Your Green
Add sustainable materials, energy-efficient appliances & save some green because no cash is required at closing.

Compare a home equity loan to a personal loan from Discover to decide what works best for your home improvement projects.

Run the numbers with our calculators

Explore potential loan options.
Estimate your monthly payment.

Check out home improvement resources

Find your low,
fixed rate

Use our Monthly Payment Calculator to find a rate and payment that fit your budget.


Start your application online or give us a call.

  • Weekdays 8am–Midnight ET
  • Weekends 10am–6pm ET