Have fun cooking with your family in a renovated kitchen.

Use Home Equity for Home Improvement

Turn your renovation
dreams into reality.

Borrow $35,000 - $200,000
Borrow $35,000 - $300,000 to fund one big project or several small ones.
100% U.S.-Based Customer Service
Our 100% U.S.-based dedicated customer service team is ready to help get you started.
Zero-fee Appraisal, Zero-fee Origination
Apply now to get zero appraisal fees and zero charges at closing.

Ready to start planning?

If you have enough equity in your home, and you’ve been dreaming about improving your structure or property, consider applying for a low, fixed-rate home equity loan or cash out mortgage refinance loan with no charges at closing.

Weekdays 8am–Midnight ET
Weekends 10am–6pm ET

Refresh the look and feel of your home

Remodel or upgrade with a fixed rate loan.

Add to Your Space
Add to Your Space
$35,000 - $300,000 will help you boost your square footage, repurpose your basement, or build that she-shed.
Improve a Room or Two
Improve a Room or Two
With a low rate and monthly payment, you could add a home office, dream kitchen, or master bedroom suite.
Increase Your Green
Increase Your Green
Add sustainable materials, energy-efficient appliances & save some green because no cash is required at closing.

Compare a home equity loan to a personal loan from Discover to decide what works best for your home improvement projects.

Run the numbers with our calculators.

Explore potential loan options.
Estimate your monthly payment.

Get inspired with articles from our blog.

Find your low,
fixed rate

Use our Rate Calculator to find the rate and monthly payment that fits your budget.


Start your application online or give us a call.

  • Weekdays 8am–Midnight ET
  • Weekends 10am–6pm ET