Using Your Equity

From adding a new room to your home, consolidating high-interest debt, or paying for an education, find out how to use your home equity when you need it.

Using Your Equity

How to use your home equity to buy another house

Think about taking out a home equity loan to buy a second house to rent out, grow your real estate investment or use as a vacation home.

Low Fixed Rates

Using Your Equity

How to use a cash out refinance to buy an investment property
Using Your Equity

Is a student loan secured or unsecured? Here’s what to know.
Using Your Equity

Using a home equity loan for home improvements
Using Your Equity

Can you use a home equity loan for investments?
Using Your Equity

Paying for a wedding with a home equity loan

Discover Home Loans Restrictions and Details

We do not lend in IA or MD. You are not guaranteed approval. Once you apply and submit your credit and property information, we will confirm your eligibility. We don’t lend on cooperatives, condotels, investment properties, log homes, manufactured homes, mobile homes, or secondary homes. We will only originate one 1st lien mortgage per property per 12-month period. The maximum loan amount you qualify for will depend on additional factors, including type of loan, lien position, loan-to-value and your credit history. We may change rates, program terms, and conditions without notice. Discover Card accounts and other Capital One accounts (with the exception of Discover home and personal loans) may not be paid off with this home loan. All loan programs are offered by Capital One, N.A., 2500 Lake Cook Road, Riverwoods, IL 60015. NMLS ID 453156.