Mortgage Refinance Calculator

Use our mortgage refinance calculator to learn if refinancing makes sense for you. Whether you want to lower your monthly payment or shorten your mortgage term, this refinance calculator can help you understand how much refinancing your mortgage may help. See what you might save by refinancing to today's refinance mortgage rates.

Important information about using this calculator

This is not an offer to extend credit or lock in a specific rate or otherwise enter into an agreement. Information is based on terms that you provide and we may not offer loan programs on those terms. The rates and estimated APRs disclosed may change before loan approval or may not be available at the time we make a loan commitment to you as an applicant, or at closing, based on market conditions. Applicants must meet additional underwriting standards, including income and employment history, assets, and other requirements. We may change our loan rate structure and the assumptions on which our rates are based from time to time without notice.

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Helpful Articles for Refinancing Your Mortgage

Find out more about when a mortgage refinance is right for you

  • Basics of Refinancing Your Mortgage

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  • Should I Refinance

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  • Refinance Loan Application Checklist

    Get details on what information is needed to apply for a refinance home loan. Use our loan application checklists to help prepare you for the mortgage refinance process.

  • Key Reasons You Should Refinance

    Should you refinance? After using the mortgage refinance calculator, visit our blog to learn the three main reasons to take the next step.

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