How much house can I afford?

Find out how much house you can afford by using our affordability calculator.

Important information about using this calculator

This is not an offer to extend credit or lock in a specific rate or otherwise enter into an agreement. Information is based on terms that you provide and we may not offer loan programs on those terms. The rates and estimated APRs disclosed may change before loan approval or may not be available at the time we make a loan commitment to you as an applicant, or at closing, based on market conditions. Applicants must meet additional underwriting standards, including income and employment history, assets, and other requirements. We may change our loan rate structure and the assumptions on which our rates are based from time to time without notice.

Your Information

Tell Us About Your Income

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Tell Us About Your Loan

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Your Results

What's next?

Once you know how much you can afford, you should obtain a pre-approval letter from a qualified lender. This will let sellers know that you are financially qualified to obtain the financing you need to close the transaction.

Helpful Resources on Affording a Home

Get helpful information and learn more about what it takes to buy a home.

  • Steps to Buying a House

    One of the early steps to buying a house is determining how much home you can afford. Learn more about the home buying process here.

  • Top 10 Home Loan Tips

    Get today’s mortgage rates to help you understand how much mortgage you can afford.

Learn More About Affording a Home