Cash Out Refinance Calculator

Learn how much cash you can get out of your home with our cash out refinance calculator. The cash out refinance calculator is a great tool for borrowers looking to use the equity in their home to consolidate other debt or make a large purchase or home improvement project. You can also check out today's refinance mortgage rates to get an idea of your new mortgage rate when cash out refinancing.

This is not an offer to extend credit or lock in a specific rate or otherwise enter into an agreement. Information is based on terms that you provided and we may not offer loan programs on those terms.

Benefits and Risks of Debt Consolidation: The relative benefits of a loan for debt consolidation depend on your individual circumstances and your actual debt payments. You will realize interest payment savings when you make monthly payments towards the new, lower interest rate loan in an amount equal to or greater than what you previously paid towards the higher rate debt(s) being consolidated. Keep in mind, though, while your monthly payments will be lower, in the long term you may pay more interest because the debt is extended over a longer period of time.

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Helpful Articles for a Cash Out Refinance

Find out more about cash out refinancing with our helpful articles below

  • Basics of Refinancing Your Home

    We answer some common refinance questions and discuss the basics of a mortgage refinance.

  • Should You Refinance Your Home

    Learn when refinancing makes sense. We walk you through the benefits of refinancing, how to get ready for a refinance, and the refinance application process.

Other Refinance Tips and Questions

See how much equity you can take out of your home with our Cash Out Refinance Calculator. You could use the cash to pay for home improvements, starting a business or other large expenses.

Then use our Debt Consolidation Calculator to estimate how much you'll reduce your debt payments, by consolidating your existing high interest debt into a new home loan, with one low monthly payment.

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