Home Loan Rates

Our loans come with a fixed rate, which means you'll know exactly what you'll pay every month.

Interest Rates
Fixed interest rate 3.99% - 11.99% APR 

APR disclosure

Loan Amounts
$35,000-$200,000
Payments
Fixed Monthly Payments
Terms
10, 15, 20 & 30 Years

Loan Payment Example

Application Fees
$0
Origination Fees
$0
Appraisal Fees
$0
Cash Required at Closing
$0

Discover Home Loans pays all closing costs incurred during the loan process, so that you don’t have to bring any cash to your loan closing.

In the event that you decide to pay off your loan balance in full within 36 months after your loan closes, you will be required to reimburse Discover for some of the closing costs that we are paying on your behalf, not to exceed $500.00.

Reimbursable closing costs will include all title fees, recording fees, and mortgage/transfer taxes. If you reside in Connecticut, Minnesota, New York, North Carolina, Oklahoma, or Texas you are not required to reimburse the closing costs.

Discover Home Loans offers two great ways
to tap into your equity.

Keep your current mortgage and tap into
your home equity.

Get a new rate, payment and cash out
with no closing cost.

Discover Home Loans offers
two great ways
to tap into your equity.

list

Keep your current mortgage and tap into your home equity.

list

Get a new rate, payment and cash out 
with no closing cost.

One loan for multiple goals

Man installing thermal roof insulation layer - using mineral wool panels. Attic renovation and insulation concept

Improve your home and the life you live there with a home
loan.

Close up of unrecognizable woman using calculator while going through bills and home finances.

Use a home equity loan to pay off your debt.

Happy mature couple reading a document. The couple is sitting in the kitchen.

Refinancing may provide a better mortgage for years to come.

Hispanic mother hugging college graduate daughter

Use home equity to pay for higher education.

Bride and groom in the altar

Start your life together, worry free.

Serious African American couple discussing paper documents, sitting together on couch at home, man and woman checking bills, bank account balance, terms of contract, mortgage, loan agreement

Your home equity is access to cash when you need it.

One loan for multiple goals

Improve your home and the life you live there with a home equity loan.

Use a home equity loan
to pay off your debt.

Refinancing may provide a better mortgage for years to come.

Use home equity to pay for higher education.

Start your life together,
worry free.

Your home equity is access to cash when you need it.

Learn more about your loan options

Checkout our Discover Home Loans Blog

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Start your application online

or give us a call.

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  • Weekdays 8am–Midnight ET
  • Weekends 10am–6pm ET
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Start your application online or give us a call.

Main
  • Weekdays 8am–Midnight ET
  • Weekends 10am–6pm ET