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Home Loan Rates
Know exactly how much to budget for with a low, fixed rate on your home equity loan or mortgage refinance.
Our Home Loan RatesAPR Disclosure |
|
Home Equity Loan1st Lien: x.xx% - x.xx% APR2nd Lien: x.xx% - x.xx% APR |
Mortgage Refinance1st Lien: x.xx% - x.xx% APR2nd Lien: x.xx% - x.xx% APR |
Loan Amounts |
$35,000-$300,000 |
Payments |
Fixed Monthly Payments |
Terms |
10, 15, 20 & 30 Years
|
Application Fees |
$0 |
Origination Fees |
$0 |
Appraisal Fees |
$0 |
Cash Required at Closing |
$0 |
Discover Home Loans pays all closing costs incurred during the loan process, so that you don’t have to bring any cash to your loan closing.
In the event that you decide to pay off your loan balance in full within 36 months after your loan closes, you will be required to reimburse Discover for some of the closing costs that we are paying on your behalf, not to exceed $500.00.
Reimbursable closing costs will include all title fees, recording fees, and mortgage/transfer taxes. If you reside in Connecticut, Minnesota, New York, North Carolina, Oklahoma, or Texas you are not required to reimburse the closing costs.
Looking to tap into your equity?
Looking to tap into your equity?
Keep your current mortgage and take out money from your home equity.
Get a new rate and borrow from your equity with a cash out refinance.
Achieve your goals with a new home loan
Home Improvements
Access cash from your home equity to fund your next home improvement project.
Debt Consolidation
Combine multiple high-interest debts into a single monthly payment with a low, fixed rate.
Mortgage Refinancing
A mortgage refinance may provide you with better terms than your current mortgage.
Pay for College
Unlock home equity to cover higher education costs for yourself or a loved one.
Weddings
Finance your dream wedding using a home equity loan with a fixed monthly payment.
Major Expenses
Access cash to pay for life's big adventures and unexpected events.
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Start your application online
or give us a call.
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- Weekdays 8am–Midnight ET
- Weekends 10am–6pm ET
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Start your application online or give us a call.
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- PO Box 29029
- Phoenix, AZ 85038-9029
RESOURCE LINKS
ALL PRODUCTS
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- Home loans made by Discover Bank.
- ©2023 Discover Bank, Member FDIC | NMLS ID 684042
