As a first-time personal loan borrower, Philip was surprised at how simple Discover Personal Loans made the experience. Discover offers flexible repayment terms, so you can choose the one that works for you. Plus, most people get a same-day decision. And there are no origination fees or prepayment penalties.
“We have not taken out a personal loan before, but we love how easy this process was,” he said. “It was a 10-out-of-10 experience. It was really fast and really easy to get through all the steps. Financial transactions can sometimes be confusing, and I felt that Discover’s process was designed really well.”
Making DIY home improvement dreams a reality
Discover’s dedicated loan specialists also played a role in his ultimate choice of loan product. “I really liked that, to finalize the loan in the last stage of the process, I got to talk to a real person on the phone who could answer any of my additional questions,” Philip said. “Computer systems are pretty smart these days. But there is still nothing like talking to an expert on the phone.”
Once the financing was in order, Philip and his father worked hundreds of hours to make his vision a reality. The finished porch looks like it was always part of the house. But the best part is that he thinks an observer would be hard-pressed to believe it was a DIY project and not one that used professional contractors.
Taking the stress out of home DIY projects
Now the family has a beautiful backyard retreat where they can relax and enjoy a meal, a wood-burning fire, or a cup of coffee in the morning. Philip’s Discover personal loan made it possible. In fact, he says the entire process was so easy the loan doesn’t cross his mind anymore.
“We are really glad that Discover gave us the option to set up automatic payments,” he said. “Now that we have those in place, we really don’t even have to think about it again until it is paid off!”
Learn more about how you can use a Discover personal loan to fund your dream home improvement project.