Focus on your medical care instead of your doctors' bills with a loan from Discover

Funds sent fast
Funds sent fast

Funds can be sent as early as the next business-day after acceptance.

flexible repayment timelines
Flexible repayment timelines

Find a monthly payment that works for your budget.

Choose your Monthly Payment
Get a fixed monthly payment
Lock in your rate and your monthly payment won't change.

Funds can be sent as early as the next business-day after acceptance.

Find a monthly payment that works for your budget.

Lock in your rate and your monthly payment won't change.
Know your rate first—checking won't affect your credit score. Check Your Rate

The flexibility of a Discover personal loan lets you pay for just about any medical expense


Uncovered Procedures
Uncovered Procedures

Sometimes the doctor recommends a treatment or procedure your insurance doesn't quite cover.

Unexpected Medical Expenses
Unexpected Medical Expenses

Because accidents and emergencies happen.

Additional Costs
Additional Costs

Don't skip routine care, tests, medications, or anything else because it's not fully covered by insurance.

Fertility Treatments
Fertility Treatments

Fertility treatments are costly. Plan for your family's future by avoiding high-interest debt.

Braces
Braces

Your kid's smile is worth a million bucks to you, but it shouldn't break the bank.

LASIK
LASIK

Get rid of your glasses without having to squint painfully at the bill.

Estimate monthly payments for a Discover medical loan

$ Choose between $2,500 and $35,000
Based on your selection of credit, we are unable to provide you with a payment example.
A minimum score of 660 is required to qualify for a Discover Personal Loan. You can read more about the importance of your credit history on our Resource Center.
Estimated monthly payment:

Estimated APR:

How did we calculate this result?
Your APR will be between 6.99% and 24.99% based up on creditworthiness at time of application.
Information and interactive calculators are made available as self-help tools for your independent use and are intended for educational purposes only. Any results are estimates, and we do not guarantee the applicability or accuracy to your specific circumstance.

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Medical care can be complicated and emotional; paying for it shouldn't be

With a loan from Discover, you can focus on your medical care instead of your doctors' bills.

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    8 in 10 of those with existing medical debt say they have postponed medical care because of the cost.

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    For those with existing medical expenses, 53% say the pandemic caused them to take on new medical debt.

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    63% of Americans report that they are anxious about paying for medical debt, compared to 47% who worry about getting better.

Common questions about loans for medical bills

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Explore more articles about medical expenses and how to pay for them

Our Resource Center has helpful articles and tools to help you plan, budget, and save for your medical procedures and equipment.