Get the care you need with a medical loan
Pay for medical or dental expenses with a personal loan up to $35,000.Check Your Rate Won't impact your credit
Cover all kinds of medical-related expenses
Uncovered medical procedures or accidents, and emergencies.
Consider a loan for implants, fillers, and other treatments your insurance doesn't quite cover.
Fertility treatments are costly. Plan for your family's future by avoiding high-interest debt.
Braces and orthodontia
Get that smile that's worth a million bucks, without breaking the bank.
Get rid of your glasses without having to squint painfully at the bill.
Don't skip routine care, tests, medications, or anything else because it's not fully covered by insurance.
We understand managing medical bills can be stressful, so let us help
of respondents with existing medical debt say they have postponed medical care because of the cost.
of respondents with existing medical expenses, say the pandemic caused them to take on new medical debt.
of respondents report that they are anxious about paying for medical debt.
ABOUT SURVEY A national survey of 1,515 U.S. residents ages 18 and up was commissioned by Discover and conducted by Dynata (formerly Research Now/SSI), an independent survey research firm, between September 23 and September 27, 2021. The maximum margin of sampling error was +/-3 percentage points with a 95 percent level of confidence. Generations are defined as: Generation Z, born after 1997; millennials, born between 1981 and 1996; Generation X, born between 1965 and 1980; and Baby Boomers+, born before 1964.
Frequently asked medical loan questions
A personal loan has many different uses. Because funds can be deposited directly into any of your bank accounts, you can use a personal loan your way. Personal loans are often used for debt consolidation, so you may be able to pay down your debt at a fixed rate. A personal loan can also help finance a large purchase, like a wedding, a vacation or a home remodel. If you're facing an unexpected expense or a financial emergency you can get the funds you need with a personal loan. You can also use a personal loan to cover medical bills, adoption or IVF, auto repairs, and more.
Yes, a personal loan can help cover medical bills that your insurance may not. Families may face expenses that some insurance plans may cover, like braces or extensive dental work. A personal loan can also help finance corrective or cosmetic surgeries that may not be covered by insurance.
Money can be sent as soon as the next business day once you’re approved and accept the loan, provided:
- The application submitted has no typos or errors
- The loan is funded on a weekday night
- The funds are disbursed electronically to your checking or savings account only
If there are errors on your application, the loan is funded on a weekend, or you request funds be delivered by check, disbursement of your personal loan funds can take longer.