Focus on your medical care instead of your doctors' bills with a loan from Discover
Funds sent fast
Funds can be sent as early as the next business-day after acceptance.
Flexible repayment timelines
Find a monthly payment that works for your budget.
Get a fixed monthly payment
Funds can be sent as early as the next business-day after acceptance.
Find a monthly payment that works for your budget.
The flexibility of a Discover personal loan lets you pay for just about any medical expense
Uncovered Procedures
Sometimes the doctor recommends a treatment or procedure your insurance doesn't quite cover.
Unexpected Medical Expenses
Because accidents and emergencies happen.
Additional Costs
Don't skip routine care, tests, medications, or anything else because it's not fully covered by insurance.
Fertility Treatments
Fertility treatments are costly. Plan for your family's future by avoiding high-interest debt.
Braces
Your kid's smile is worth a million bucks to you, but it shouldn't break the bank.
LASIK
Get rid of your glasses without having to squint painfully at the bill.
Estimate monthly payments for a Discover medical loan
Find out if you prequalify today
Medical care can be complicated and emotional; paying for it shouldn't be
With a loan from Discover, you can focus on your medical care instead of your doctors' bills.
8 in 10 of those with existing medical debt say they have postponed medical care because of the cost.
For those with existing medical expenses, 53% say the pandemic caused them to take on new medical debt.
63% of Americans report that they are anxious about paying for medical debt, compared to 47% who worry about getting better.
Common questions about loans for medical bills
Yes. A personal loan gives you the flexibility to cover many expenses, including medical treatments, elective procedures, hospital stays, medical equipment, dental work, and more. Medical and hospital bills can be complex and may require multiple payments to several providers or facilities. With funds from a personal loan for medical bills, you can pay all of your providers up front and then budget for one fixed, monthly payment.
A personal loan can help pay for medical bills that your insurance may not cover, like braces or extensive dental work. A personal loan can also help finance corrective or elective cosmetic surgeries. And it may help you budget for out-of-pocket expenses for costly medications or equipment by allowing you to pay in full, or avoid higher-interest forms of payment.
With a personal loan, you can borrow from $2,500 to $35,000 to help pay for most medical expenses.
Explore more articles about medical expenses and how to pay for them
Our Resource Center has helpful articles and tools to help you plan, budget, and save for your medical procedures and equipment.
Still have questions?
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