Loans for Medical Expenses

Cover your medical expenses with a personal loan

Pay for medical or dental expenses with a personal loan up to x.

Check Your Rate Won't impact your credit score
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Rates from x to x APR
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No fees of any kind
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x- to x-year repayment terms
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Cover all kinds of medical-related expenses

  • Unexpected expenses

    Uncovered medical procedures or accidents, and emergencies.

  • Dental financing

    Help cover the cost to keep your teeth and gums healthy.

  • Audiology testing

    Test your hearing loss without losing all of the money in your wallet.

  • Cosmetic procedures

    Consider a loan for implants, fillers, and other treatments your insurance doesn't quite cover.

  • Fertility treatments

    Fertility treatments are costly. Plan for your family's future by avoiding high-interest debt.

  • Braces and orthodontia

    Get that smile that's worth a million bucks, without breaking the bank.

  • LASIK

    Get rid of your glasses without having to squint painfully at the bill.

  • Additional costs

    Don't skip routine care, tests, medications, or anything else because it's not fully covered by insurance.

Cover your medical expenses with a personal loan

Calculate Payments

Frequently asked medical loan questions

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How we calculate our ratings

See Reviews

Read more about personal loans for medical expenses

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See what rates you qualify for

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PO Box 30954
Salt Lake City, UT 84130-0924

 

Your APR will be between x and x based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of x-x months. For example, if you get approved for a $15,000 loan at 12.99% APR for a term of 72 months, you'll pay just $301 per month.

You must have a minimum individual or household annual income of $25,000, be over 18 years of age, and have a valid US SSN to be considered for a Discover personal loan. Loan approval is subject to confirmation that your income, debt-to-income ratio, credit history and application information meet all requirements.

Our lowest rates are available to consumers with the best credit. Many factors are used to determine your rate, such as your credit history, application information and the term you select. State restrictions may apply.

For debt consolidation, even with a lower interest rate or lower monthly payment, paying debt over a longer period of time may result in the payment of more in interest. A Discover personal loan is intended for personal use and cannot be used to directly pay any Capital One account (including any Discover or Capital One credit card), secured loan, or post-secondary education loan or expense.

If your application is approved, we will send funds after you accept the loan. Your bank or creditor may take more days to process the funds.

After you check your rate, if you move forward with an application for a new Discover personal loan, you will need to consent to a hard credit inquiry that will appear on your credit report.

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