Debt Consolidation Solutions from Discover
Whether you want to lower your monthly payment or pay down debt faster, Discover offers a range of debt consolidation plans that fit your financial goals.
Transfer up to your available credit line
Transfer high-interest debt from credit cards, store cards, student loans, and more and save with a low promotional APR.
Borrow from $2,500 up to $35,000
Lock in a lower fixed interest rate and consolidate higher interest debt. There's no origination fees and no collateral required.
See what debt consolidation can do for you
Spend less on interestGet a lower fixed rate with a loan or get a low promotional rate with a balance transfer.
Make a single monthly paymentDebt consolidation can help you reduce the number of payments you make each month.
Pay off debt over timeWith debt consolidation, you pay down your debt according to your loan term or balance transfer promotional period.
Eliminate debt fasterDebt consolidation can help you reduce your monthly payment and pay down principle quickly.
Estimate your savings with our debt consolidation calculators
See your balance transfer savings
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Estimate your savings with a personal loan
And see how much faster you can pay off your debtEstimate savings
Calculate your savings with a home equity loan
See how much a home equity loan can lower your monthly paymentEstimate savings
Check out these debt consolidation tips and resources
A balance transfer can help you save money on interest while you pay down higher interest debt from existing credit cards and loans. Read moreSee all Balance Transfer articles
When it comes to major financial goals, two of the biggest are paying off debt and building an emergency fund. Read moreExplore Personal Loan resources
Using the equity in your home, consolidate your debt and pay a lower interest rate on one monthly payment. Read moreSee all Home Equity articles