Insurance Plans

Auto Rental and flight accident insurance come with you everywhere you go.


Auto Rental Insurance

Your Discover Card comes with a Car Rental Insurance Plan that provides $25,000 of secondary collision damage insurance when you rent a car using your Discover Card and decline coverage offered by the rental agency.

Flight Accident Insurance

When you purchase an airline ticket in full with your Discover Card, we provide reimbursement for the accidental death of you or your Covered Dependent within one year of the flight accident, up to $500,000.

Claims are administered by:

Chubb Group of Insurance Companies
Claims Service Center
600 Independence Parkway
P O Box 4700
Chesapeake, VA 23327-4700
Fax: 800 300 2538

Descriptions of Coverage

To review the descriptions of Coverage for insurance provided, select the link below that corresponds to your Card. If you are unable to open the documents or have additional questions please call 1-800-DISCOVER (1-800-347-2683).

Download the Description of Coverage in PDF format below. (You'll need the free Adobe Reader.)

Personal Cards

Discover Cards (.pdf format)

Business Cards

Discover Business Cards (.pdf format)

* For full terms and conditions (including definitions and information on how to file a claim), please go to or call 1-800-975-0428. Auto Rental Insurance coverages are underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies, Box 1615, Warren, N.J. 07061-1615, and administered by Crawford & Company, P.O. Box 4090 Atlanta, Ga. 30302. Actual coverage is subject to the language of the policies as issued. Exclusions and limitations apply.

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