Insurance Plans

Car rental and flight insurance come with you everywhere you go.


Car Rental Insurance Plan

Your Discover Card comes with a Car Rental Insurance Plan that provides $25,000 of secondary collision damage insurance when you rent a car using your Discover Card and decline coverage offered by the rental agency.

Flight Accident Insurance Plan

When you purchase an airline ticket with your Discover Card, you're eligible for up to $500,000 of Flight Accident Insurance.*

Claims are administered by:

Chubb Group of Insurance Companies
Claims Service Center
600 Independence Parkway
P O Box 4700
Chesapeake, VA 23327-4700
Fax: 800 300 2538

Descriptions of Coverage

To review the descriptions of Coverage for insurance provided at no cost to you, select the link below that corresponds to your Card. If you are unable to open the documents or have additional questions please call 1-800-DISCOVER (1-800-347-2683).

Download the Description of Coverage in PDF format below. (You'll need the free Adobe Reader.)

Personal Cards

Discover Cards (.pdf format)

Business Cards

Discover Business Cards (.pdf format)

* Excess Collision Damage Waiver Insurance and Scheduled Air Travel Accident Insurance are underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies of Warren, NJ. Certain restrictions and limitations apply. Refer to the Description of Coverage for more complete information.

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