Looking out for you

Freeze it®

Freeze your account in seconds to prevent new purchases on your account

This feature allows you to quickly prevent new purchases, cash advances, or balance transfers from being authorized on your account. You can freeze or unfreeze in seconds with our mobile app or website.Disclaimer for freeze it1

Learn more about Freeze it

$0 Fraud Liability Guarantee

You're never responsible for unauthorized purchases made on your Discover card

If you spot a transaction that you suspect is fraudulent, please call us right away at 1-866-240-7938.

Fraud Protection

We monitor your card 24/7 for suspicious activity

We proactively monitor your card and account for any fraudulent activity and notify you if any suspicious activity is detected. When we catch any potential fraud, we may ask you to review recent transactions to verify if they are valid.

Free Overnight Card Delivery by Request

We'll get you a new card fast, if it's ever lost or stolen

Get free overnight shipping for card replacement at home or away to any U.S. street address at your request.Disclaimer for overnight shopping2


  • 1.When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.
  • 2.Overnight shipping is not available to P.O. boxes or addresses outside the U.S. Carrier overnight shipping limitations apply that may impact the delivery date. For Discover it cardmembers only.