Apple Pay is a payments feature that allows you to add your credit and/or debit cards to a supported Apple® device through the Wallet app and make purchases at participating merchants.
You can make payments with your iPhone® 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, iPhone SE and Apple WatchTM at participating in-store merchant locations. You will also need to ensure that your device is updated with iOS 9 software in order to pay using your Discover card with Apple Pay.
There is no cost to cardmembers who use their Discover card in Apple Pay. However, your Discover card’s terms and conditions will apply for purchases. Also, additional message and data charges may apply depending on your wireless plan.
Contactless payments are transactions that use Near Field Communication (NFC). To complete a transaction, these payments do not require a physical connection between your device and the participating merchant's checkout terminal.
Near Field Communication (NFC) technology allows devices close to one another to communicate. Payments using this technology require an NFC contactless reader at checkout and an NFC-equipped mobile device.
You can use these Discover cards with Apple Pay:
- Discover it®
- Discover it® Miles
- Discover it Chrome
- Discover More®
- Discover Open Road®
- Discover Miles
- Discover MotivaSM
- Discover Essential®
- Discover Escape
Add your card to Apple Pay in three simple steps.
iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, and iPhone SE
- Open the Wallet app
- Tap the plus sign in the upper right corner
- Enter your card's security code to add your credit or debit card from your iTunes account. Or, select "Add a different card" and use your iSight camera to enter the card information.1
Apple Watch
- Open the Apple Watch app on your iPhone
- Tap "Wallet & Apple Pay" and select "Add a Credit or Debit Card"
- Enter your card's security code to add your credit or debit card from your iTunes account. Or, select "Add a different card" and use your iSight camera to enter the card information.1
You may continue to use your plastic card as you usually would after you add your Discover card to Apple Pay.
You may not have the eligible device and/or eligible card. If you need additional support, please contact us at
1-800-347-0251.
You receive notifications when purchases are made using Apple Pay. To turn these notifications off, go to "Settings" and tap “Wallet & Apple Pay.” From there, select your added Discover card and turn your “Card Notifications” off. Please note that by turning off your “Card Notifications,” you will no longer see transaction notifications or your purchase history in Apple Pay.
Yes, Your ten most recent transactions made using your Discover card in Apple Pay will be displayed.
All transactions made using Apple Pay will appear as "APPLE PAY" on your Discover billing statement with the merchant'
s name.
There are 3 ways you can temporarily deactivate or remove your Discover card:
- Discover.com: Log into your account. Then under "Account," select "Manage Cards," and then select "Activate/Deactivate" for Apple Pay devices.
- Discover mobile app: Log into the app and select "Activate and Manage Cards." Then, select the Apple Pay device temporarily deactivate or remove the card from.
- Wallet/Apple Pay: Select "Remove Card" in the "Wallet & Apple Pay" section of your device Settings.
If you freeze your credit card account, you will not be able to use your card in Apple Pay until you unfreeze your account. When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.
After you report your card as lost/stolen, it will be unavailable in Apple Pay for up to 24 to 48 hours while Discover generates a new account number and makes it available in Apple Pay. No further action is required on your part to continue to use your card in Apple Pay.
If your
card is lost or stolen:
Please use the "Contact Us" feature by selecting the information icon (i) in Apple Pay to reach Discover immediately from the mobile app or website.
If your
mobile device is lost:
You can temporarily deactivate Apple Pay by using the "Find my iPhone" app or you can visit www.icloud.com and select "Lost Mode." Alternatively, you can call us by using the "Contact Discover" feature in Wallet and we will assist you in temporarily deactivating your card in Apple Pay.
If your
mobile device is stolen:
You can select the "Erase All" option on www.icloud.com to delete your cards from Apple Pay. Please note that when you select this option, all of the information on your phone will be erased.
You can restore the information on your device using iCloud Backup (if backup was turned on before you erased it). Restoring the information on your phone will not restore your card information in Apple Pay. You will need to add your card into Wallet again to resume using your card in Apple Pay.
If you don't know your device account number, please use the "Contact Discover" feature in Wallet and we will assist you.
If you replace your device, you will need to re-register your Discover card in Apple Pay.
No. Erasing your device will delete your Discover card from Apple Pay and does not affect your plastic card. You will be able to use your plastic card as you normally would.
There are two ways in which you can view and manage your Discover card in Apple Pay on your supported iPhone:
Option # 1: You can view and manage your Discover cards in Apple Pay by going to "Settings" and selecting "Wallet & Apple Pay" on your supported iPhone. You can tap on an individual card to manage the settings linked to that card and view your most recent transaction history.
Option # 2: You can also view and manage your cards in the Wallet app. When you select an individual card, you can tap the information icon (i) to then to manage the settings linked to that card and view your most recent transaction history.
