There’s no annual fee for your Discover it® Cash Back credit card. Not now. And not hiding a year from now.
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DISCOVER CREDIT CARDS
Discover® has no annual fee on every single card
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com*, grocery stores, restaurants, gas stations and when you pay using PayPal*, up to the quarterly maximum when you activate. Plus earn 1% cash back on all other purchases.
Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates.
PayPal: PayPal, the PayPal logo are trademarks of PayPal or its Affiliates. Listed merchants are in no way sponsoring or affiliated with this program.
The first card you add to Apple Pay automatically becomes your default payment card. To change your default card, go to "Settings" on your supported iPhone and select "Wallet & Apple Pay." From there, you will be able to choose your default card.
Apple Pay is a payments feature that allows you to add your credit and/or debit cards to a supported Apple® device through the Wallet app and make purchases at participating merchants.
Contactless payments are transactions that use Near Field Communication (NFC). To complete a transaction, these payments do not require a physical connection between your device and the participating merchant’s checkout terminal.
You can use these Discover cards with Apple Pay:
Add your card to Apple Pay in three simple steps.
iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, and iPhone SEYou may continue to use your plastic card as you usually would after you add your Discover card to Apple Pay.
Yes. Your ten most recent transactions made using your Discover card in Apple Pay will be displayed.
There are 3 ways you can temporarily deactivate or remove your Discover card:
If you freeze your credit card account, you will not be able to use your card in Apple Pay until you unfreeze your account. When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.
If your card is lost or stolen:
Please use the "Contact Us" feature by selecting the information icon (i) in Apple Pay to reach Discover immediately from the mobile app or website.
If your mobile device is lost:
You can temporarily deactivate Apple Pay by using the "Find my iPhone" app, or you can visit www.icloud.com and select "Lost Mode." Alternatively, you can call us by using the "Contact Discover" feature in Wallet and we will assist you in temporarily deactivating your card in Apple Pay.
If your mobile device is stolen:
You can select the "Erase All" option on www.icloud.com to delete your cards from Apple Pay. Please note that when you select this option, all of the information on your phone will be erased.
You can restore the information on your device using iCloud Backup (if backup was turned onbeforeyou erased it). Restoring the information on your phone will not restore your card information in Apple Pay. You will need to add your card into Wallet again to resume using your card in Apple Pay.
If you don't know your device account number, please use the "Contact Discover" feature in Wallet and we will assist you.
There are two ways in which you can view and manage your Discover card in Apple Pay on your supported iPhone:
Option 1: You can view and manage your Discover cards in Apple Pay by going to "Settings"and selecting "Wallet & Apple Pay"on your supported iPhone. You can tap on an individual card to manage the settings linked to that card and view your most recent transaction history.
Option 2: You can also view and manage your cards in the Wallet app. When you select an individual card, you can tap the information icon (i) to manage the settings linked to that card and view your most recent transaction history.
Yes. You receive all the rewards, security, and benefits of your Discover card when you use it with Apple Pay. Please log into your card account at Discover.com or in the Discover Mobile app to see your individual card benefits. For any additional questions regarding rewards while using your Discover card in Apple Pay, please refer back to Discover.com/ApplePay for further information.
When you use your Discover card in Apple Pay:
To pay in stores, there is no need to wake your iPhone or open an app. Just hold the iPhone near the contactless reader with your finger on Touch ID. You'll see "Done" on the display, along with subtle vibration and beep, letting you know your payment was sent.
On Apple Watch, double-click the side button and hold the display of your Apple Watch up to contactless reader. A gentle tap and beep confirm that your payment information was sent.*
If a merchant asks for the last 4 digits of your card when paying with your Discover card using Apple Pay, please use the last 4 digits of the Apple Pay Device Account Number. This can be found by tapping the "i" icon on your card in the Wallet app.
*Apple Pay works with iPhone 6 and later and Apple Watch in stores. For a list of other compatible Apple Pay devices, see apple.com/apple-pay.
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i message iconCashback Match: Only from Discover, as of February 2021. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You've earned cash back rewards only when they're processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.
There’s no annual fee for your Discover it® Cash Back credit card. Not now. And not hiding a year from now.
0% Intro APR † for 14 months on purchases and balance transfers. 3% Intro Balance Transfer Fee until . Then 11.99% to 22.99% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply.