Apple Pay

The first card you add to Apple Pay automatically becomes your default payment card. To change your default card, go to "Settings" on your supported iPhone and select "Wallet & Apple Pay." From there, you will be able to choose your default card.

Apple Pay is a payments feature that allows you to add your credit and/or debit cards to a supported Apple^® device through the Wallet app and make purchases at participating merchants.

Contactless payments are transactions that use Near Field Communication (NFC). To complete a transaction, these payments do not require a physical connection between your device and the participating merchant’s checkout terminal.

You can use these Discover cards with Apple Pay:

• Discover it^®
• Discover^® it Miles
• Discover it Chrome
• Discover More^®
• Discover Open Road^®
• Discover Miles
• Discover Motiva^SM
• Discover Essential^®
• Discover Escape

Add your card to Apple Pay in three simple steps.

iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, and iPhone SE

• Open the Wallet app
• Tap the plus sign in the upper right corner
• Enter your card's security code to add your credit or debit card from your iTunes account. Or, select "Add a different card" and  use your iSight camera to enter the card information.*

Apple Watch

• Open the Apple Watch app on your iPhone
• Tap "Wallet & Apple Pay and select "Add a Credit or Debit Card"
• Enter your card’s security code to add your credit card from your iTunes account. Or, select "Add a different card" and  use your iSight camera to enter the card information.*

You may continue to use your plastic card as you usually would after you add your Discover card to Apple Pay. 

Yes. Your ten most recent transactions made using your Discover card in Apple Pay will be displayed.

There are 3 ways you can temporarily deactivate or remove your Discover card:

• Discover.com: Log in to your account. Then under "Account," select "Manage Cards," and then select "Activate/Deactivate" for Apple Pay devices.
• Discover mobile app: Log in to the app and select "Activate and Manage Cards." Then, select the Apple Pay device that you want to temporarily deactivate or remove the card from.
• Wallet/Apple Pay: Select "Remove Card" in the "Wallet & Apple Pay" section of your device Settings.

If you freeze your credit card account, you will not be able to use your card in Apple Pay until you unfreeze your account. When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.

If your card is lost or stolen:

Please use the "Contact Us" feature by selecting the information icon (i) in Apple Pay to reach Discover immediately from the mobile app or website.

If your mobile device is lost:

You can temporarily deactivate Apple Pay by using the "Find my iPhone" app, or you can visit www.icloud.com and select "Lost Mode." Alternatively, you can call us by using the "Contact Discover" feature in Wallet and we will assist you in temporarily deactivating your card in Apple Pay.

If your mobile device is stolen:

You can select the "Erase All" option on www.icloud.com to delete your cards from Apple Pay. Please note that when you select this option, all of the information on your phone will be erased.

You can restore the information on your device using iCloud Backup (if backup was turned onbeforeyou erased it). Restoring the information on your phone will not restore your card information in Apple Pay. You will need to add your card into Wallet again to resume using your card in Apple Pay.

If you don't know your device account number, please use the "Contact Discover" feature in Wallet and we will assist you.

There are two ways in which you can view and manage your Discover card in Apple Pay on your supported iPhone:

Option 1: You can view and manage your Discover cards in Apple Pay by going to "Settings"and selecting "Wallet & Apple Pay"on your supported iPhone. You can tap on an individual card to manage the settings linked to that card and view your most recent transaction history.

Option 2: You can also view and manage your cards in the Wallet app. When you select an individual card, you can tap the information icon (i) to manage the settings linked to that card and view your most recent transaction history.

Yes. You receive all the rewards, security, and benefits of your Discover card when you use it with Apple Pay. Please log into your card account at Discover.com or in the Discover Mobile app to see your individual card benefits. For any additional questions regarding rewards while using your Discover card in Apple Pay, please refer back to Discover.com/ApplePay for further information.

When you use your Discover card in Apple Pay:

• Your transactions are monitored by Discover risk and fraud detection systems
• Our $0 Fraud Liability Guarantee means you are never responsible for unauthorized purchases on your Discover card.

To pay in stores, there is no need to wake your iPhone or open an app. Just hold the iPhone near the contactless reader with your finger on Touch ID. You'll see "Done" on the display, along with subtle vibration and beep, letting you know your payment was sent.

On Apple Watch, double-click the side button and hold the display of your Apple Watch up to contactless reader. A gentle tap and beep confirm that your payment information was sent.*

If a merchant asks for the last 4 digits of your card when paying with your Discover card using Apple Pay, please use the last 4 digits of the Apple Pay Device Account Number. This can be found by tapping the "i" icon on your card in the Wallet app.

*Apple Pay works with iPhone 6 and later and Apple Watch in stores. For a list of other compatible Apple Pay devices, see apple.com/apple-pay opens in a new tab.