x% Intro APR † for x months on purchases and balance transfers and x% Intro Balance Transfer Fee until . Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply.
Discover it® Chrome Gas & Restaurant Credit Card
Earn cash back at restaurants and gas stations on road trips
Earn 2% Cashback Bonus® at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.1
Get a low intro APR and rewards credit card with cash back on gas and restaurant purchases.
Learn more about the Discover it® Chrome gas cash back rewards card
- Discover it® Cash Back: Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com,5 grocery stores, restaurants, gas stations, up to the quarterly maximum when you activate. Plus earn unlimited 1% cash back on all other purchases automatically.
- Discover it® Chrome: Earn 2% cash back automatically at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus, earn unlimited 1% cash back on all other purchases — automatically.
More than simply a gas station credit card or a restaurant credit card, Discover it® Chrome is a cash back rewards credit card for all your purchases. All with no annual fee.
With Discover it® Chrome, eligible purchases earn extra rewards! You automatically earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus, you automatically earn unlimited 1% cash back on any other purchase.
Plus you get bonus rewards. At the end of your first year, we’ll automatically match all the cash back you’ve earned, dollar-for-dollar.2
You get all the other shared benefits of the Discover it® family of credit cards, including 100% U.S.-based customer service and our $0 Fraud Liability Guarantee—so you’ll never be held responsible for unauthorized purchases.
With Discover, you won't be tied to one gas station or have to carry multiple gas credit cards. You'll simply have a card with cash back rewards for gas station purchases, restaurant purchases and everyday purchases too.
Yes. With Discover it® Chrome, you automatically earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus, you automatically earn unlimited 1% cash back on all other purchases. And we’ll automatically match all the cash back you’ve earned at the end of your first year.2 And there's no annual fee.
In some cases, Discover may instantly approve your online credit card application depending on your credit score and other information. If you’re not approved instantly, you may need to provide documentation or speak with an agent to verify application information. We’ll be sure to let you know if we need more information from you.
Discover reviews customer accounts to see if they qualify for credit line increases periodically. Customers can also apply for a credit line increase. Whether you qualify to increase your credit line depends on a number of factors, including the age of your account, your responsible credit use, including accounts outside of Discover, how recently you received any prior credit line increases and more.
A card issuer will offer gas credit cards and restaurant rewards cards for customers who want a higher rewards rate on eligible purchases (like gas purchases at a gas station or dining at a restaurant). With Discover it® Chrome, you also earn cash back on everyday purchases. You earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus you’ll earn unlimited 1% cash back on any other purchase automatically.
If you are loyal to a convenient gas station, a branded card may make sense. But if you're loyal to your wallet and look for the best deal on any fuel purchase, a cash back card with rewards across many gas station brands may be more your style.
A gas station may have their own credit card with bonus points or a special rewards rate on gasoline purchases at their pumps or on qualifying purchases in their stores. And you may be able to redeem for fuel credits, a gas rebate or other options.
Discover is a great choice if you prefer a credit card with great cash back for eligible gas purchases across many gas station brands. You earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus you’ll earn unlimited 1% cash back on any other purchase automatically. And you can redeem for cash in any amount, any time.4
While gas credit cards from a gas station brand may only let you earn a higher cash back rewards rate on eligible purchases at their stores, the Discover gas & restaurant cash back credit card allows you to earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus you’ll earn 1% cash back on all your other purchases all with no annual fee.
With the Discover it® Chrome credit card, you automatically earn cash back on every purchase. You earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus you’ll earn unlimited 1% cash back on any other purchase automatically. We’ll even match all the cash back you’ve earned at the end of your first year, with no limit to how much we’ll match.2
The Discover it® Chrome Card lets you redeem for cash in any amount, any time4 as a statement credit or a direct deposit to your bank account. You can even pay your Discover bill with your cash back. You can also redeem rewards when you check out at Amazon.com5 and when you pay using PayPal6. Plus, you can redeem rewards for a gift card starting at only $5 and get an added bonus on every card. Even donate rewards to a charitable cause. Other gas credit cards may not have so many options for you to redeem your cash back rewards.
For travelers that want more flexibility when they stop for gas, a rewards credit card that offers extra cash back at more than one gas station can greatly expand your rewards. Discover it® Chrome offers 2% cash back at Gas Stations and Restaurants, on up to $1,000 in combined purchases each quarter.1 And you’ll earn unlimited 1% cash back on all your other purchases automatically.
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You earn a full 2% Cashback Bonus® on your first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. Calendar quarters begin January 1, April 1, July 1, and October 1. Purchases at Gas Stations and Restaurants over the quarterly cap, and all other purchases, earn 1% cash back. Gas Station purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station. Gas Stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible. Restaurant purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services. Purchases must be made with merchants in the U.S. To qualify for 2%, the purchase transaction date must be before or on the last day of the offer or promotion. For online purchases, the transaction date from the merchant may be the date when the item ships. Rewards are added to your account within two billing periods. Even if a purchase appears to fit in a 2% category, the merchant may not have a merchant category code (MCC) in that category. Merchants and payment processors are assigned an MCC based on their typical products and services. Discover Card does not assign MCCs to merchants. Certain third-party payment accounts and digital wallet transactions may not earn 2% if the technology does not provide sufficient transaction details or a qualifying MCC. Learn more at Discover.com/digitalwallets. See Cashback Bonus Program Terms and Conditions for more information.
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Cashback Match: Only from Discover, as of March 2023. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You've earned cash back rewards only when they're processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.
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Acceptance: According to the Feb 2023 issue of the Nilson Report.
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Rewards Redemption: Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months.
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Use Rewards at Amazon.com: For complete details on how to Pay with Rewards at Amazon.com see Amazon.com/DiscoverRewards. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo, the smile logo and all related marks are trademarks of Amazon.com, Inc. or its affiliates.
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Use Rewards with PayPal: For complete details on how to Pay with Rewards with PayPal see PayPal.com/Discover. Pay with Rewards will be available for eligible credit cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund. To learn more about Pay with Rewards, see terms and conditions. All reward redemptions are subject to Discover’s reward program terms.
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